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Apple Card CLI to $94,000

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DanteJuan95
Contributor

Re: Apple Card CLI to $94,000

I Wanted to say thanks, but this sorta scream suspicion in regards to @DoctorLoomis supposedly HUGE CLI. Did he pulled something to get that high, or did he jiggled around with the annual income that he claimed to put down. There's no way for a person to get a CLI that high...

@NoMoreE46 wrote:

@SRT4kid93 wrote:

I'm sorry I gotta ask, is that income correct? Or did you mean to type 100,000? 

1 million is crazy money 



Last year, OP's stated income  

was $500,000 so not a typo.

 

 

 


There's no way in heck is that even accurate.

































Message 11 of 32
SRT4kid93
Established Contributor

Re: Apple Card CLI to $94,000

@Patient957 


good point , his username has doctor in it. So at this point I'm going. To assume he owns his own practice. Or is some high level surgeon 

Blue Cash PreferredGold CardSavor



Message 12 of 32
Copenix
Frequent Contributor

Re: Apple Card CLI to $94,000

Awesome. Congrats on your CLI.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $120K | Utilization 0.9%

FICO 8s August 2026


Message 13 of 32
NoMoreE46
Community Leader
Senior Contributor

Re: Apple Card CLI to $94,000


@DanteJuan95 wrote:
I Wanted to say thanks, but this sorta scream suspicion in regards to @DoctorLoomis supposedly HUGE CLI. Did he pulled something to get that high, or did he jiggled around with the annual income that he claimed to put down. There's no way for a person to get a CLI that high...

@NoMoreE46 wrote:

@SRT4kid93 wrote:

I'm sorry I gotta ask, is that income correct? Or did you mean to type 100,000? 

1 million is crazy money 



Last year, OP's stated income  

was $500,000 so not a typo.

 

 

 


There's no way in heck is that even accurate.


There are folks on this forum with higher CL than $ 94,000  (from other issuers.)  For the Apple Card, this is probably the highest CL though. 

 

 

Message 14 of 32
dfwxjer
Established Contributor

Re: Apple Card CLI to $94,000


@DanteJuan95 wrote:
I Wanted to say thanks, but this sorta scream suspicion in regards to @DoctorLoomis supposedly HUGE CLI. Did he pulled something to get that high, or did he jiggled around with the annual income that he claimed to put down. There's no way for a person to get a CLI that high...

@NoMoreE46 wrote:

@SRT4kid93 wrote:

I'm sorry I gotta ask, is that income correct? Or did you mean to type 100,000? 

1 million is crazy money 



Last year, OP's stated income  

was $500,000 so not a typo.

 

 

 


There's no way in heck is that even accurate.

I'm not sure you have the experience to make these type of statements about the OP. I make significantly less than the OP and I have cards with $70k CLs. 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime, United Explorer
Citi - Custom Cash, Costco Visa
TCL - $370k
CC utili - 2%
Experian - 818
Message 15 of 32
cashorcharge
Community Leader
Super Contributor

Re: Apple Card CLI to $94,000

WOOHOO!! Congratulations on yet another awesome Apple CLI Approval!!👏🏼🍾🥂

Message 16 of 32
DanteJuan95
Contributor

Re: Apple Card CLI to $94,000


@dfwxjer wrote:

I'm not sure you have the experience to make these type of statements about the OP. I make significantly less than the OP and I have cards with $70k CLs.
Care to explain on where are you getting this from, plus what does "experience" have anything to with what i said about OP's Apple Card getting a huge CLI? It's either you're coming off as misinterpreting from what i said and assume i'm coming off as being insincere when i'm questioned for the reason for him getting a rather huge limit and how's his income makes it sustainable enough to warrant such limit. I don't know if it sounds like you're coming off as back-handed 🙄 for assuming as such, but I'm going to end it there before it's gets out of hand.

































Message 17 of 32
dfwxjer
Established Contributor

Re: Apple Card CLI to $94,000


@DanteJuan95 wrote:

@dfwxjer wrote:

I'm not sure you have the experience to make these type of statements about the OP. I make significantly less than the OP and I have cards with $70k CLs.
Care to explain on where are you getting this from, plus what does "experience" have anything to with what i said about OP's Apple Card getting a huge CLI? It's either you're coming off as misinterpreting from what i said and assume i'm coming off as being insincere when i'm questioned for the reason for him getting a rather huge limit and how's his income makes it sustainable enough to warrant such limit. I don't know if it sounds like you're coming off as back-handed 🙄 for assuming as such, but I'm going to end it there before it's gets out of hand.

Your initial post portrayed extreme skepticism over how such a CLI was possible, and further alleging "There's no way for a person to get a CLI that high..."

 

I looked at your signature to see your current portfolio and I can understand why you don't see how it's possible. However, your lack of experience with higher CLs makes this a topic that may be outside your area of expertise. 

 

Pretty straight forward. 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime, United Explorer
Citi - Custom Cash, Costco Visa
TCL - $370k
CC utili - 2%
Experian - 818
Message 18 of 32
BrutalBodyShots
Established Contributor

Re: Apple Card CLI to $94,000

@DanteJuan95 you've off base on this one. @dfwxjer is correct. There are plenty of people with extremely high 5-figure limits on cards that don't have income stated anywhere in the realm of what OP mentioned. It's very well documented that plenty of issuers will allow one to grow a limit to 50% of their stated income or beyond at times assuming a solid credit profile. Someone with $150k-$175k income could possess a card that boasts a limit of $94k.

Message 19 of 32
DanteJuan95
Contributor

Re: Apple Card CLI to $94,000


@dfwxjer wrote:

@DanteJuan95 wrote:

@dfwxjer wrote:

I'm not sure you have the experience to make these type of statements about the OP. I make significantly less than the OP and I have cards with $70k CLs.
Care to explain on where are you getting this from, plus what does "experience" have anything to with what i said about OP's Apple Card getting a huge CLI? It's either you're coming off as misinterpreting from what i said and assume i'm coming off as being insincere when i'm questioned for the reason for him getting a rather huge limit and how's his income makes it sustainable enough to warrant such limit. I don't know if it sounds like you're coming off as back-handed 🙄 for assuming as such, but I'm going to end it there before it's gets out of hand.

Your initial post portrayed extreme skepticism over how such a CLI was possible, and further alleging "There's no way for a person to get a CLI that high..."

 

I looked at your signature to see your current portfolio and I can understand why you don't see how it's possible. However, your lack of experience with higher CLs makes this a topic that may be outside your area of expertise. 

 

Pretty straight forward. 


And your point is? 🤨 Also, what does my signature of the cards that i currently own, have anything to do with me questioning of what @DoctorLoomis has for his reasonably large increase on his Apple Card. You making an argument literally out of nothing but instigating an issue over a "skeptical" question that I asked and I clearly did not ask you for anything at all.

































Message 20 of 32
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