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@tparks5961 wrote:Hey Navaster,
The easiest way that I've found you can get an increase with the apple card is to max it out, and pay it off one day before the the statement cuts.
You have a few cards listed.. I would put 100% of my spend on the apple card for a couple of months.. Rather than spreading your spend around to 6-7 cards, use one.
THIS! This is the GS Secret Sauce
Congratulations on your Apple CLI approval!! 👏🏼🎉🍾
Congrats on your Apple Card CLI

Congrats on your Apple Card CLI 👍🏼
Congrats!
Congrats! Yeah, my card started at $1,250 and I have consistently gotten good CLIs every 90 days since I opened it. My TU score isn't amazing, but the report is clean. I can say that I have spent a lot on this card and paid in full. Between subsciptions, Apple Pay, and Apple products, I have used it a lot. For you, I think heavy spend and PIF may just be what you need. Even during months when my score was lower or I had high utilization on my other cards, they still approved me for CLIs in the 40%-ish range each time.
Congrats on Apple CLI!