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Apple Card Fiasco

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scarfa21
Frequent Contributor

Apple Card Fiasco

I broke down and bought an iphone, decided to apply for the card, Got denied because of ID verification.  When I bought my house I never changed my licence as I just got it renewed so it still showed my old address.  I called GS and asked what in the world is this crap, when everything else they checked had my current address.  I could of taped my current address on my licence if all they needed to see is that it matched.  Guy said try back in 30 days.  I decided screw it, and ordered a new licence with my current info.  Applied today after I received it, 2k limit at 12.9%.  Pretty shocked at my limit as my TU is 785 with 0% usage.  No biggie but those are my data points.  

 

Some funny ID verification going on a GS wow.

 

 

Message 1 of 15
14 REPLIES 14
gdale6
Moderator Emeritus

Re: Apple Card Fiasco


@scarfa21 wrote:

I broke down and bought an iphone, decided to apply for the card, Got denied because of ID verification.  When I bought my house I never changed my licence as I just got it renewed so it still showed my old address.  I called GS and asked what in the world is this crap, when everything else they checked had my current address.  I could of taped my current address on my licence if all they needed to see is that it matched.  Guy said try back in 30 days.  I decided screw it, and ordered a new licence with my current info.  Applied today after I received it, 2k limit at 12.9%.  Pretty shocked at my limit as my TU is 785 with 0% usage.  No biggie but those are my data points.  

 

Some funny ID verification going on a GS wow.

 

 


Grats on finally getting it, you could have a higher Fico with one card reporting a small balance, all at 0 can cost 8-20+ points.

Message 2 of 15
scarfa21
Frequent Contributor

Re: Apple Card Fiasco

Thanks, Yeah im not really worried about it, i got it because it looks cool, I really didnt need it for anything special.  lol

 

 

Message 3 of 15
M_Smart007
Legendary Contributor

Re: Apple Card Fiasco

Congrats! ..

Message 4 of 15
BmoreBull
Established Contributor

Re: Apple Card Fiasco

I did something similar. Had moved and my license expired during the shutdown so I couldn't renew. Finally got a ne license when motor vehicles opened back up. Applied and was offered $1500 SL. I turned it down. Not worth leaving the garde for. I'll wait until my scores are higher and try again. 



Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021
Goal Scores: 700 across all three
Message 5 of 15
nuohlac
Valued Contributor

Re: Apple Card Fiasco

Congratulations on your approval!!!




Message 6 of 15
AverageJoesCredit
Legendary Contributor

Re: Apple Card Fiasco


@scarfa21 wrote:

I broke down and bought an iphone, decided to apply for the card, Got denied because of ID verification.  When I bought my house I never changed my licence as I just got it renewed so it still showed my old address.  I called GS and asked what in the world is this crap, when everything else they checked had my current address.  I could of taped my current address on my licence if all they needed to see is that it matched.  Guy said try back in 30 days.  I decided screw it, and ordered a new licence with my current info.  Applied today after I received it, 2k limit at 12.9%.  Pretty shocked at my limit as my TU is 785 with 0% usage.  No biggie but those are my data points.  

 

Some funny ID verification going on a GS wow.

 

 


Probably could have waited to get a bigger limit. Score isnt everything especially with this card, 0% usage doesnt help matters either lol. At least you got a lower apr.

Message 7 of 15
AllZero
Mega Contributor

Re: Apple Card Fiasco

Congratulations on your approval!
Message 8 of 15
Jnbmom
Credit Mentor

Re: Apple Card Fiasco

Congrats Smiley Happy

 

In all fairness though if your drivers license doesn't match that's a red flag and rightfully so. I am glad they are verfication sticklers so much fraud out there .

EXP 780 EQ 796 TU 810
Message 9 of 15
CYBERSAM
Senior Contributor

Re: Apple Card Fiasco

Congrats on your approval!







                
Message 10 of 15
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