Apple Card Success FINALLY! - myFICO® Forums - 6175191

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Hey yall!

I have been trying to get this card for a year! I have been working my behind off to get my credit in order and this was one of the cards I wanted that was on my list! I used the shopping cart trick and was instantly approved. It is only for 1250, but that is better than nothing and hopefully as my credit increases so does my limit. This was really possible because of yalls help on here!

Data Points:

TU-666

EQ-672

EX-667

No late payments in a year.

like 12 inquires in the past year (not even looking for credit, just stupid and not understanding)

Utilization until 24%

2 paid in full charge offs 3 years old

1 collections that is in the process of being paid.

Thank you all!

Message 1 of 15

14 REPLIES 14

An AppleCard today, and rebuild well on its way. Congrats to you!!

Message 2 of 15

Congratulations on your approval!

Message 3 of 15

Congratulations on your approval!!

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Message 4 of 15

Grats on hammering down the Goldman Sachs door

Message 5 of 15

Congrats on your approval!

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Message 6 of 15

Congrats on the approval and great work!

Message 7 of 15

Congratulations on your Apple Approval..

Message 8 of 15

Congratulations on your Apple Card approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 9 of 15

Congratulations on your approval! So excited for you!

Message 10 of 15