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Apple Card

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Matt9543
Established Contributor

Re: Apple Card

It's only a hard pull if you accept the offer.


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 11 of 63
Anonymous
Not applicable

Re: Apple Card

Congrats on your new Apple card! Smiley Very Happy

Message 12 of 63
tbque
Valued Contributor

Re: Apple Card

Congrats on scoring the new Apple Card!






Message 13 of 63
Anonymous
Not applicable

Re: Apple Card

I received the offer yesterday and applied. I got a SL of $3000. My scores are hovering around 700 with a utilitulization of 29%.

 

I have not received an alert for a hard pull as of yet.


@tbque wrote:

Congrats on scoring the new Apple Card!


 

Message 14 of 63
kaw943
Regular Contributor

Re: Apple Card


@nuohlac wrote:
Congratulations on your approval!!! Who did they pull?

Hi @nuohlac ,  not sure who the originals information was pulled from, but I received my email yesterday and I applied was approved for 10k 15.99% .  Goldman Sachs pulled TransUnion for me.  I hope this helps answer your question. 

Trans 740| Equifax 722| Experian 733| Chase Sapphire Reserve 20k|Discover It 12k| Bofa Cash Rewards 22k| Citi Prestige 11k and AA Executive WEMC 22k|Amazon SC 7k|FNBO TravElite 10k| Amex Plat NSPL, Everyday Preferred 6k|PenFed Plat Rewards
Message 15 of 63
Anonymous
Not applicable

Re: Apple Card

Already posted this yesterday on the Apple Card thread in the main Credit Cards forum, but:

 

FICOs all in the 800s, less than 1% util (over $250k in available credit), income around $80k. Starting limit of $8,500 despite most of my cards being in the $10-25k range, 17.99%. Had 2 TU HPs that were about to age to a year, and had I realized I had 30 days to accept the offer, I would have waited for that to happen. No recon... they won't discuss CLIs until the account has been open for 6 months.

 

They pull TU, and it took 7 hours to get notification of the pull, so if you haven't gotten one yet, you will.

Message 16 of 63
Bonzoled
Established Member

Re: Apple Card

Got my invite e-mail today. Applied, pretty fast and straightforward process. Scores in the 740s across the board, got a 5K SL.

Phisical card will get here in 5-6 days according to Apple.

Message 17 of 63
kaw943
Regular Contributor

Re: Apple Card


@Bonzoled wrote:

Got my invite e-mail today. Applied, pretty fast and straightforward process. Scores in the 740s across the board, got a 5K SL.

Phisical card will get here in 5-6 days according to Apple.


congrats!

Trans 740| Equifax 722| Experian 733| Chase Sapphire Reserve 20k|Discover It 12k| Bofa Cash Rewards 22k| Citi Prestige 11k and AA Executive WEMC 22k|Amazon SC 7k|FNBO TravElite 10k| Amex Plat NSPL, Everyday Preferred 6k|PenFed Plat Rewards
Message 18 of 63
CreditInspired
Super Contributor

Re: Apple Card


@Bonzoled wrote:

Got my invite e-mail today. Applied, pretty fast and straightforward process. Scores in the 740s across the board, got a 5K SL.

Phisical card will get here in 5-6 days according to Apple.


Congratulations and what was the APR?


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 19 of 63
Anonymous
Not applicable

Re: Apple Card

Update

 

I just got my first alert, about 24 hours after applying. They pulled TU

Message 20 of 63
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