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Apple Finally Gave Me A CLI!

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blindambition
Senior Contributor

Apple Finally Gave Me A CLI!

Hey Forum Fam,

I was part of the pre-release invites, so I've had Apple Card 16 months now. Started with a decent $6.5k for my income.

I put some good use for about 6 months, but then maximized on better rewards. This card now gets used for the rare Apple Store product, Walgreens, Uber Eats occasionally. Also for its best use, funding bank accounts without CA fees.

I honestly stopped wasting time on CLI request. Others were getting with less spend, so assumed it was my income. I've never had more than 3% aggregate utilization across cards, and FICO 9 score has increased.

Tried for CLI request last night in iMessages. Apple graced me with a whopping $500, bringing limit to $7k. YAY me!!

TU FICO 9 is 790. 2 inquiries and 2% utilization.

 

F1623A7A-B55B-4ECB-A4B9-0F11045E4969.png

 

Message 1 of 31
30 REPLIES 30
AllZero
Mega Contributor

Re: Apple Finally Gave Me A CLI!

Congratulations on your CLI!
Message 2 of 31
Yeliaba1
Frequent Contributor

Re: Apple Finally Gave Me A CLI!

Congrats on the CLI!

Message 3 of 31
gdale6
Moderator Emeritus

Re: Apple Finally Gave Me A CLI!

Grats on your GS CLI Smiley Happy
Message 4 of 31
Loquat
Moderator Emeritus

Re: Apple Finally Gave Me A CLI!

Very nice. I can't believe this card has been around that long. Seems like it was just released. Congrats on finally getting an increase!
Message 5 of 31
Marz2002
Senior Contributor

Re: Apple Finally Gave Me A CLI!

CONGRATS on your APPLE Card CLI - I too, have had my Card for 16 months and I have yet to be approved for a CLI! 

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 6 of 31
blindambition
Senior Contributor

Re: Apple Finally Gave Me A CLI!


@Marz2002 wrote:

CONGRATS on your APPLE Card CLI - I too, have had my Card for 16 months and I have yet to be approved for a CLI! 



@Marz2002 wrote:

CONGRATS on your APPLE Card CLI - I too, have had my Card for 16 months and I have yet to be approved for a CLI! 


It's clearly not going to be one of my highest limits, but they are staying middle of the road with my other lenders.

I chose not to get iPhone 12, so maybe a better CLI on new phone purchase. Although, I have the Verizon Card, so some contemplation on that decision.

Smiley Happy

Message 7 of 31
blindambition
Senior Contributor

Re: Apple Finally Gave Me A CLI!

Thanks all!!! Much appreciated!!

Smiley Very Happy

Message 8 of 31
Conceptual23
Frequent Contributor

Re: Apple Finally Gave Me A CLI!

Congratulations on the increase. 

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+





Business Cards:


Message 9 of 31
cashorcharge
Community Leader
Super Contributor

Re: Apple Finally Gave Me A CLI!

That's great!  Congratulations on your CLI Approval!!

Message 10 of 31
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