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Congrats, you've added some great cards to your line up!
Wow, that was quite an app spree! Congrats on the new cards.
Congrats! I too am glad to see a good old fashioned app spree. Wish you the best going forward.
congrats
Just wanted to thank everyone on myFICO! Without everyone that provides so much knowledge on these forums I would have never fixed my credit or cared about it as much as I do now. It can be a gift and a curse. And also a shoutout to all the myFICO lurkers who may not have an account yet but read these boards on a daily basis. I wish everyone success in the future
I definitely wouldn't recommend this spree for everyone I probably have about 20 inquiries on Experian now But it was worth it to force myself into the garden for 12-24 months. I look forward to the 61 day CLI on my AMEX BCE at least and hopefully some auto CLIs on the others; and quite possibly my Wells Fargo graduating sometime in the future.
I am scared for my credit score after this spree but it should recover within 6 months. Just in time for an auto loan and then 5 years after that; hopefully a mortgage of my own. Baby steps. In hindsight, I get a lot of free credit reports now that I have a few declines under my belt lol. So there's that.
Congratulations on your awesome app spree approvals and good luck on the recons
Nice Round!
CONGRATS on your App Spree and hopefully those pendings will work out!!!
@Erusidhion wrote:
So I had a really great spree today and tons of inquiries added to my credit reports BUT it was worth it. Below are the cards that I applied for and the results:
Approvals:
1. Walmart Discover -- Approved for $1800.00
2. Chase Freedom -- Approved for $1200.00
3. Discover it -- Approved for $2000.00
4. American Express Blue Cash Everyday -- Approved for $1000.00
Under Review:
1. Bank of America Cash Rewards -- Under Review (called, it was not declined)
2. USBank FlexPerks Travel Rewards VISA Signature -- Under Review (still need to call)
Declines:
1. Capial One Quicksilver -- Declined (called, wanted another hard for Quicksilver One; I refused -- I own Secured Credit Card $500 6 month history)
2. Citibank Simplicity -- Declined (still need to call)
3. Wells Fargo Cash Back -- Declined (9 month banking relationship + $500 Secured Card - 6 months old)
4. Sallie Mae Mastercard (Barclay) -- Declined (asked about last 3 years of work history, too short credit history is reason, they asked about other LOC)
5. Barclay Rewards Mastercard -- Declined (asked about last 3 years of work history, too short credit history is reason, they asked about other LOC)
All the scores in my signature are from two days ago along with the inquiries. I am afraid to know how many inquiries I have acquired today but I plan on gardening for a long time now, probably two years from this date lol. We'll see if I get any of the ones under review but after getting the big cards I wanted; I am doubtful but you never know.
Thanks everyone! I'll update the 'Under Reviews' within the next week when I know what's happening.
Congratulations on your approvals! Thanks for sharing.