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@revjamesl wrote:I may be opening and making a substantial deposit with HSBC just for that Premier card. That's nutso, right? Lol
You would not be the only one in this thread to do such a thing (so nothing crazy about it at all). It is on my hit-list (arranged by priority of course) below my cards and scores. However, US Bank and their one year without a new CC requirement prior to an Altitude Reserve approval makes them priority. I was also going to use the 5K in monthly direct deposits to meet the requirement instead myself.
Congratulations! Interesting strategy in applying while buzzed, which explains why you applied for two....one just wasn't enough!
Congrats on your AMEX Gold & Blue Cash Preffered approvals
Congrats on your buzzy AMEX approvals!
Congrats! A scary thought comes to mind after reading this. Imagine if someone went on a crazy app spree while buzzed, then wakes up to find 5 new apps.
@JohnSnow wrote:Im in the process of rebuilding and getting an American Express card seemed like a final step that told me I was doing well. I stagnated in the high 600s of all the reports with my highest being 699. My goal this time last year was to hit 700s. I know; that was close enough to where it drove me crazy. Anyways, I was drinking and decided that it was time to apply. I app'd and was instantly approved for AMEX Gold. In the same hour I applied and was 7-10 day messaged for the blue cash preffered of which i was approved after proving identity the weekend after.
I understand my AAoA would take a hit but I believe Im done applying for good now. I think my credit card journey has come to an end. I could be wrong. FAMOUS LAST WORDS
Congrats but if you stay on these forums i doubt your credit journey has come to a end lol 😂