Just dropped below 5/24 days ago and with no preapprovals from Chase (but constant messages to update income, and eligibility for a SP CLI on my Amazon Prime Card), I decided to apply for the Chase Sapphire Preferred Instant approval for $17.3k @ 22.74 apr. Double pulled Experian and Transunion.
EDIT: Interestingly was reminded by someone this morning that even though my account that turned 24 months old happened on 5/2, all advice is to wait until the 1st of the following month (June 1st, in my case) to ensure proper system calculation of 5/24 status. So, it appears I may have "technically" been one of the people approved at 5/24 or greater. Very recent inquiries were relatively low on the reports pulled (EXP: 4/24, 1/12; and TU 1/24, 0/12)
BofA Atmos Summit Rewards 9/25 - $37.5K
BofA Premium Rewards 5/25 - $33K
Chase United Explorer 01/25 - $20K
Citi Aadvantage Platinum 10/24 - $26k
Citi Strata Premier 6/24 - $12k
Barclays/GM Rewards 02/24 - $10k
Citi CustomCash 10/23 - $12.9k
USB Altitude Reserve 5/23 - $30k
Chase Sapphire Reserve 05/23 - $26.3K
Chase Amazon Prime VS 07/22 - $20k
Amex Plat 3/22 - NPSL/$20k POT
Amex Delta Plat 7/21 - $30k
NFCU More Rewards Amex 5/21 - $30k
USB Alt Connect 4/21 - $20k (Opened as a Platinum Secured)
NFCU Flagship 1/21 - $50k (Opened as an nRewards secured)
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Current Fico8: Ex-780, Eq-788, Tu-785
Current Fico9: Ex-792, Eq-822, Tu-801
TCL - $357.7K
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
