Hi All,
I wanted to share some DPs in the midst of all the madness. Hopefully this will be helpful to someone.
My FICO8 is 716/722/722.
5/24, all new revolvers.
Last account opened 12/14/2019.
Today I was instantly approved as follows:
CLI: NFCU Cash Rewards (91 days old). $1,000 >> $3,000
CLI: AMEX Cash Magnet (180 days old). $8,000 >> $16,000 (I honestly meant to req 24k, got distracted and screwed up).
NEW ACCOUNT: NFCU More Rewards 15k SL, APR 16.49%
Denied as follows:
CLI: Discover IT (180 days old)
CLI: Citi DC (180 days old)
CLI: BoA Cash Rewards (4 years old)
I’ve requested CLIs on the Discover, Citi, and BoA card 2-3 times in the past 6 months with no luck, so those denials don’t surprise me. I was hoping for one of those monster 25k SLs on the new NFCU card, but I’m pleased with what I got.
The real interesting bit is that I've not seen the HP for the NFCU account yet. The HP for my other newish accounts showed up within minutes of applying. It's been nearly 24 hours and no HP on any of the burearus. Anyone have thoughts on this?
I welcome any questions.
Beautiful.
I expect the TU HP will be along shortly. Do you have Credit Karma providing notifications?
