Approval data points from today

[coreyb80]

Congrats on the CLIs and approval!!

[19eighty5]

Congratulations on your CLI and approvals!

[gen_zod]

Congratulations 🎉🎊. You have some nice SL's!! 

[nuohlac]

Congrats!!!

[newfossil]

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@Anonymous wrote:

Hi All,

I wanted to share some DPs in the midst of all the madness. Hopefully this will be helpful to someone.

My FICO8 is 716/722/722.
5/24, all new revolvers.
Last account opened 12/14/2019.

Today I was instantly approved as follows:

CLI: NFCU Cash Rewards (91 days old).  $1,000 >> $3,000
CLI: AMEX Cash Magnet (180 days old).  $8,000 >> $16,000 (I honestly meant to req 24k, got distracted and screwed up).
NEW ACCOUNT: NFCU More Rewards 15k SL, APR 16.49%

Denied as follows:
CLI: Discover IT (180 days old)
CLI: Citi DC (180 days old)
CLI: BoA Cash Rewards (4 years old)

I’ve requested CLIs on the Discover, Citi, and BoA card 2-3 times in the past 6 months with no luck, so those denials don’t surprise me. I was hoping for one of those monster 25k SLs on the new NFCU card, but I’m pleased with what I got. 

The real interesting bit is that I've not seen the HP for the NFCU account yet.  The HP for my other newish accounts showed up within minutes of applying.  It's been nearly 24 hours and no HP on any of the burearus.  Anyone have thoughts on this?

I welcome any questions. 

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Congratulations!

[Mr_Mojo_Risin]

Congrats on your success!!

[CA4Closure]

NFCU will report when you start charging on the card. For me it was recorded by the second statement. My NCFU AMEX card, I put close to $10,000 on it the first two week I had it. I got this card in November 2019 and as of today my total spend on this card is $68,000. NFCU saw this spend and has given me $10,000 CLI increases twice on this card. All without hard pulls. 

Next month, my daily driver will be Discover because they have given me generous CLIs so I expect about $12,000 spend on her.

[Anonymous]

Congratulations! Regarding the lack of the NFCU consider it a calm in the storm.