Approval for NFCU Cash Rewards

[snickerpedia]

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@Jnbmom wrote:

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@snickerpedia wrote:

I am wondering if you should have selected the flagship if you were looking for a higher SL. The rep said you were approved for all unsecured and the flagship min is 5k (correct me if I'm wrong)

Congrats your new card !!!

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I highly doubt they would get the Flagship since their starting line is 600.

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Well I’m just saying cause they were preapproved for all unsecured cards.

[snickerpedia]

@happyelle wrote:

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@snickerpedia wrote:

I am wondering if you should have selected the flagship if you were looking for a higher SL. The rep said you were approved for all unsecured and the flagship min is 5k (correct me if I'm wrong)

Congrats your new card !!!

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Hi, and thank you!! I don't know what their flagship is, eeek!I was thinking I wouldn't get approved for AMEX since my SSN is attached to a defaulted business card. 

The nfcu Amex is not tied to a defaulted amex that you were on/had.

[CramEiko]

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@happyelle wrote:

I have a quicksilver one.

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@AllZero wrote:
Do you have the Capital One platinum? If so, you can request upgrade to quicksilver: https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-check-for-upgrade-link/td-p/4934733

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You can also get them to get you into the Quicksiver card to avoid the AF. I did eventually. Everything else remains the same and you'll still be on their Platinum card system.

[happyelle]

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@CramEiko wrote:

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@happyelle wrote:

I have a quicksilver one.

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@AllZero wrote:
Do you have the Capital One platinum? If so, you can request upgrade to quicksilver: https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-check-for-upgrade-link/td-p/4934733

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You can also get them to get you into the Quicksiver card to avoid the AF. I did eventually. Everything else remains the same and you'll still be on their Platinum card system.

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Yes, that is what I was just reading in the thread. For now, the link isn't working for me but I'll keep trying. When I log in after clicking the link it just says 2 more statements and I'll get a CLI to $2,000.

Thanks!!

[happyelle]

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@snickerpedia wrote:

@happyelle wrote:

---

@snickerpedia wrote:

I am wondering if you should have selected the flagship if you were looking for a higher SL. The rep said you were approved for all unsecured and the flagship min is 5k (correct me if I'm wrong)

Congrats your new card !!!

---

Hi, and thank you!! I don't know what their flagship is, eeek!I was thinking I wouldn't get approved for AMEX since my SSN is attached to a defaulted business card. 

The nfcu Amex is not tied to a defaulted amex that you were on/had.

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Really? I didn't know that. I thought all Amex cards were connected to the Amerian Express company.

[CramEiko]

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@happyelle wrote:

---

@CramEiko wrote:

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@happyelle wrote:

I have a quicksilver one.

---

@AllZero wrote:
Do you have the Capital One platinum? If so, you can request upgrade to quicksilver: https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-check-for-upgrade-link/td-p/4934733

---

---

You can also get them to get you into the Quicksiver card to avoid the AF. I did eventually. Everything else remains the same and you'll still be on their Platinum card system.

---

Yes, that is what I was just reading in the thread. For now, the link isn't working for me but I'll keep trying. When I log in after clicking the link it just says 2 more statements and I'll get a CLI to $2,000.

Thanks!!

---

I didn't use no stink'n link. I called and said that I would like to PC to the NO AF QS card. It took me a few calls to finally reach somone that cared enough to make the switch. It was pretty easy to do and over all the process didn't take that long once I had the right person.

IMHO - The link is too impersonal and maybe something else is available for your card. Like a temporary 7 month APR% reduction. Not sure if an algorithm could or would pick up on that.

Good Luck!

[Jnbmom]

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@happyelle wrote:

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@snickerpedia wrote:

@happyelle wrote:

---

@snickerpedia wrote:

I am wondering if you should have selected the flagship if you were looking for a higher SL. The rep said you were approved for all unsecured and the flagship min is 5k (correct me if I'm wrong)

Congrats your new card !!!

---

Hi, and thank you!! I don't know what their flagship is, eeek!I was thinking I wouldn't get approved for AMEX since my SSN is attached to a defaulted business card. 

The nfcu Amex is not tied to a defaulted amex that you were on/had.

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Really? I didn't know that. I thought all Amex cards were connected to the Amerian Express company.

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No only american express cards issued directly through them (centurion bank) are truly amex cards.

[Jnbmom]

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@snickerpedia wrote:

---

@Jnbmom wrote:

---

@snickerpedia wrote:

I am wondering if you should have selected the flagship if you were looking for a higher SL. The rep said you were approved for all unsecured and the flagship min is 5k (correct me if I'm wrong)

Congrats your new card !!!

---

I highly doubt they would get the Flagship since their starting line is 600.

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Well I’m just saying cause they were preapproved for all unsecured cards.

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Although I love navy sometimes their reps can be misinformed. With flagship min being 5K and the OP getting a starting line of 600 I don't believe they would qualify.

[happyelle]

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@CramEiko wrote:

---

@happyelle wrote:

---

@CramEiko wrote:

---

@happyelle wrote:

I have a quicksilver one.

---

@AllZero wrote:
Do you have the Capital One platinum? If so, you can request upgrade to quicksilver: https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-check-for-upgrade-link/td-p/4934733

---

---

You can also get them to get you into the Quicksiver card to avoid the AF. I did eventually. Everything else remains the same and you'll still be on their Platinum card system.

---

Yes, that is what I was just reading in the thread. For now, the link isn't working for me but I'll keep trying. When I log in after clicking the link it just says 2 more statements and I'll get a CLI to $2,000.

Thanks!!

---

I didn't use no stink'n link. I called and said that I would like to PC to the NO AF QS card. It took me a few calls to finally reach somone that cared enough to make the switch. It was pretty easy to do and over all the process didn't take that long once I had the right person.

IMHO - The link is too impersonal and maybe something else is available for your card. Like a temporary 7 month APR% reduction. Not sure if an algorithm could or would pick up on that.

Good Luck!

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Thank you, I will call them on Monday! 

[M_Smart007]

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