I would like to thank everyone on this board for helping me with this..I finally paid off all my CC and brought my uti down from 68% to 1%. My scored jumped 40 points and sit at EX 703 EQ 692 TU 698...All accounts just updated on reports about a week ago and i couldnt wait any longer to apply. I was just instantly approved and they rushed my shipping. It feels good to meet a goal..Now that im approved i know i should try for the ED card since it will not be a hard pull. Should i wait until i get my PRG? i just worried if i get denied it will mess something up with the PRG lol..Any thoughts?
Starting Score: 639 (Walmart TU) Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO) Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!) Take the FICO Fitness Challenge
I would apply for it, if you want it which one the ED or EDP? To bad Amex recently changed the bonuses one can get but at least you applied for the PRG first more MR bonus if you make the spend. You probably won't get an instant approval and might have to call in for fraud reasons. GL if you choose to apply.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Starting Score: 639 (Walmart TU)
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
