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Approved - BankAmericard Better Balance Rewards

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Anonymous
Not applicable

Approved - BankAmericard Better Balance Rewards

Feel like this card is a really good fit for me with the $25 cash rewards each quarter and hopefully will be a nice limit on a mastercard now. Just found out I was approved online but will have to wait to find out what the limit will be! I'm pretty excited!

 

Application Type:
Online
Application Date:
04/07/2013
Decision Date:
04/11/2013
Decision:
Congratulations, your credit card application has been approved! You will receive your credit card within 7 to 10 days and the Welcome Package within 10 to 14 days at the address you provided.
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Approved - BankAmericard Better Balance Rewards

Congrats!
Message 2 of 14
tcbofade
Super Contributor

Re: Approved - BankAmericard Better Balance Rewards

Congrats!  I am envious.

 

If you don't mind, do you know what your util was when you applied?

 

Please and thank you.

Fico 8 06/01/26: EX 791, EQ 819, TU 808.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 3 of 14
Anonymous
Not applicable

Re: Approved - BankAmericard Better Balance Rewards


@tcbofade wrote:

Congrats!  I am envious.

 

If you don't mind, do you know what your util was when you applied?

 

Please and thank you.


8% according to CK for what's reporting right now. Would be about 26% if everything reported today. You're very welcome and thank you on the congrats!

Message 4 of 14
Anonymous
Not applicable

Re: Approved - BankAmericard Better Balance Rewards

Congrats!

 

If you have a BoA Savings account you can earn extra cashback.

 

To open one without fees you need to have $300 in it for a regular savings account.

Message 5 of 14
Anonymous
Not applicable

Re: Approved - BankAmericard Better Balance Rewards

If you don't mind, how many inq do you have? I want this card but I think I'll wait a bit. Plus, I don't want Barclay closing my account if they find out I opened a fourth CC this year already lol.

 

Message 6 of 14
Anonymous
Not applicable

Re: Approved - BankAmericard Better Balance Rewards

I had 11 probably 12 now on EX which I'm pretty sure that's who they pulled. Have quite a few on TU and EQ also due to establishing revolving accounts, joining credit unions, and a recent car loan. Probably should be set now unless I decide to go back to school and need additional funds for student loans.


@Anonymous wrote:

If you don't mind, how many inq do you have? I want this card but I think I'll wait a bit. Plus, I don't want Barclay closing my account if they find out I opened a fourth CC this year already lol.

 


 

Message 7 of 14
Anonymous
Not applicable

Re: Approved - BankAmericard Better Balance Rewards


@Anonymous wrote:

Congrats!

 

If you have a BoA Savings account you can earn extra cashback.

 

To open one without fees you need to have $300 in it for a regular savings account.


Thank you. I don't at this time but I'll definitely think about it~! Smiley Happy

Message 8 of 14
Anonymous
Not applicable

Re: Approved - BankAmericard Better Balance Rewards


@Anonymous wrote:

@Anonymous wrote:

Congrats!

 

If you have a BoA Savings account you can earn extra cashback.

 

To open one without fees you need to have $300 in it for a regular savings account.


Thank you. I don't at this time but I'll definitely think about it~! Smiley Happy


I opened one when I converted my old Worldpoints MC to the Cash Rewards 123 card. Accidentally put $600 into it instead of $300 though. I get an extra 10% back on any cashback for sending the money into the savings account.

Message 9 of 14
Anonymous
Not applicable

Re: Approved - BankAmericard Better Balance Rewards

Congrats!

Message 10 of 14
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