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Approved for Amex BCP 3X CLI

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drew11
Regular Contributor

Approved for Amex BCP 3X CLI

Hello everyone! Just wanted to come back and thank everyone once again for offering their advice and support in helping me to establish a strong credit profile! My 61 days since activation for my Amex BCP was on April 1, however I waited until today to apply for the CLI because I wanted to pay the remaining balance down to $0. Sure enough I received the automatic approval for the full 3X CLI (from $2000 to $6000).

 

This is now my largest CL card! I'm so excited because now I think I have a chance at being approved for the Chase Sapphire Preferred which is my final dream card (my report shows that my Amex BCP has a $6k CL and that it's been open since January 2012 even though I just opened it this January - I love backdating!).

 

I think I'm going to wait until the end of the month until I pay my Chase statement to apply for the Chase Sapphire Preferred. Fingers crossed and wish me luck! Thanks everyone and good luck to your credit endeavors as well!

 

Age: 20

AAoA: 15 months

Util %: 7%

Income: $40,000

 

 


01/04/17 Equifax FICO 788
01/04/17 Experian FICO 789
01/04/17 TransUnion FICO 784

Amex BCP $24,000 | Chase Freedom: $13,000 | Chase SR: $35,000 | Discover IT: $20,000 | PenFed Platinum: $32,000
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Approved for Amex BCP 3X CLI

Congrats

Message 2 of 12
Anonymous
Not applicable

Re: Approved for Amex BCP 3X CLI

Awesome!! Congratulations!!!

 

Message 3 of 12
LisaJ
Frequent Contributor

Re: Approved for Amex BCP 3X CLI

Congrats!!! I just got my BCP after getting CSP in July. Good luck!!'
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Message 4 of 12
indiolatino61
Valued Contributor

Re: Approved for Amex BCP 3X CLI


@LisaJ wrote:
Congrats!!! I just got my BCP after getting CSP in July. Good luck!!'

I'm doing the exact opposite...lol. I will app for the BCP and wait the 61-days for the 3x cli. That will hopefully give the $5k limit needed to get the CSP. And congrats to the OP on her CSP...enjoy its new, shiny look because I hear that it scratches very easily...lol.

Message 5 of 12
myjourney
Super Contributor

Re: Approved for Amex BCP 3X CLI

Congrats to you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 12
Express
Frequent Contributor

Re: Approved for Amex BCP 3X CLI

Nice Increase! Smiley Very Happy

CL $408,200
Message 7 of 12
Anonymous
Not applicable

Re: Approved for Amex BCP 3X CLI

Well done!
Message 8 of 12
drew11
Regular Contributor

Re: Approved for Amex BCP 3X CLI

Thanks everyone! Yeah I'm hoping that the $6k CL on the BCP and having the Freedom for over a year with heavy usage will help me get the CSP! I'm also trying to collect a lot of UR points (planning on booking a vacation in the summer of 2014) and was also thinking of applying for the Ink Bold/Plus right after, if approved obviously, the CSP. What do you guys think about that and what would be my chances for an approval for both cards? I know my income isn't that high but maybe they would be ok with shifting some CL from the Freedom to the Ink?

01/04/17 Equifax FICO 788
01/04/17 Experian FICO 789
01/04/17 TransUnion FICO 784

Amex BCP $24,000 | Chase Freedom: $13,000 | Chase SR: $35,000 | Discover IT: $20,000 | PenFed Platinum: $32,000
Message 9 of 12
Anonymous
Not applicable

Re: Approved for Amex BCP 3X CLI

are you calling in or using the automated to request your cli?

Message 10 of 12
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