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Approved CLI - FNBO Ducks Unlimited

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Taurus22
Valued Contributor

Approved CLI - FNBO Ducks Unlimited

Called today to see if I was eligible for a SP increase and got an instant approval for $3,000, bringing my CL to $11,000. 

 

Monthly spend is usually around $140-200, primarily for gas stations.

All three credit scores range from 776-787

INQ  0/12, 1/24 (May 2020, also date of last new account)

 

I've hesitated to ask for any CLI's since grandfathered into the 5%, was always afraid somehow they might retract my grandfather status for "credit seeking behavior", or something like that. Been trying to stay under the radar really.  But after talking to a couple of people here on the forum, they stated they have continued to get steady increases since then, so I decided to give it a go. Haven't had an increase since Jan. 2020 so it was definitely due. I know you can request CLI every 4 months with them, but don't think I'm going to push my luck that thin....lol....might give it another 8-10 mths before I try again.

My Wallet
Sock Drawered

On Deck: Possibly Aven 3% Visa
Message 1 of 14
13 REPLIES 13
sznthescore
Established Contributor

Re: Approved CLI - FNBO Ducks Unlimited

Nice $3k CLI and it was a sp!!! Nice job and thanks for the DPs

REBUILDER CARDS

GOAL CARDS




Goal: FICO 700+
Message 2 of 14
coreyb80
Super Contributor

Re: Approved CLI - FNBO Ducks Unlimited

Congrats on the increase!

Message 3 of 14
gdale6
Moderator Emeritus

Re: Approved CLI - FNBO Ducks Unlimited

Nice, grats on your move up Smiley Happy

Message 4 of 14
Anonymous
Not applicable

Re: Approved CLI - FNBO Ducks Unlimited


@Taurus22 wrote:

Called today to see if I was eligible for a SP increase and got an instant approval for $3,000, bringing my CL to $11,000. 


Nice CLI approval Smiley Happy-- Congrats! & thanks for the DPs.Smiley Wink

Message 5 of 14
Mr_Mojo_Risin
Senior Contributor

Re: Approved CLI - FNBO Ducks Unlimited

Nice 3K increase! I would've worried about the grandfather status also 🤣.

Congratulations!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 6 of 14
sixstringcliff
Valued Member

Re: Approved CLI - FNBO Ducks Unlimited

Congratulations on the 3K CLI. And thanks for the DP's.

Fico8 as of Apr 1, ‘25

Capital One Quicksilver $5,600
Apple Card $10,000
NFCU Flagship Rewards (AU) $33,000
NFCU CashRewards (AU) $30,000
Message 7 of 14
Elpadrino1
Valued Contributor

Re: Approved CLI - FNBO Ducks Unlimited

Congratulations on your CLI!!

Message 8 of 14
CreditAggie
Community Leader
Super Contributor

Re: Approved CLI - FNBO Ducks Unlimited

Congratulations on your 🦆 CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 14
Total80sKid
Senior Contributor

Re: Approved CLI - FNBO Ducks Unlimited

Congrats on your FNBO CLI 👍🏼

Message 10 of 14
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