Disco CLI 9 months in!

Doodlebug30 · ‎07-20-2021

When I first got this card they had the rule that you had to have the card for 1 year before requesting a CLI. I heard they may have lifted that so I tried my luck and they gave me +1k ! I'll take it. 4,500 to 5,500.

Only put about $325 on it this month.

DONZI · ‎07-20-2021

Congratulations!

I tried a CLI on their website yesterday but was denied. I'm not surprised really since I'm only ~6mo since approval, just wanted to spin the wheel.

EDIT: Got the letter on 7/24 which states "INSUFFICIENT EXPERIENCE WITH CURRENT DISCOVER CREDIT LIMIT"

[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
[2026-03-13]=[EQ8|???]-[TU8|798]-[EX8|???]
[2026-04-30]=[EQ8|???]-[TU8|???]-[EX8|803]

Doodlebug30 · ‎07-20-2021

Wait for the denial letter and see the reason!

Mr_Mojo_Risin · ‎07-20-2021

I've noticed a few others recently receiving a CLI within a year.

Maybe Discover has moved on from that?

That's great to see you adding an extra 1K, congratulations!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL

CreditAggie · ‎07-20-2021

Congratulations on your Discover CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Total80sKid · ‎07-21-2021

Congrats on the Disco increase 🥳

gdale6 · ‎07-21-2021

Grats on your move upwards

Looks like their policy of no increase on asking for CLI until 1 yr passes is no more.

MyFault · ‎07-21-2021

Congrats on your Disco CLI!

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surferchris · ‎07-21-2021

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Doodlebug30 · ‎07-21-2021

Yeah @gdale6 which I'm happy about!!