- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Approved Chase Prime Visa (IIB / BK13) Surprised!
I haven't app'd for any new CC's well over a year and was up late this evening looking at drones decided to get risky. Played with the Amazon prequalify tool and this time it said "you're prequalified" which was a first for me in a long time. Click-Click-Click...yada, yada, yada Approved for $12,000 for Chase Prime Visa Signature @ 24.49% (not great but not dissappointed since i PIF). I did miss having Amazon at my side before BK happened, i'm glad my forever bank Chase is showing me some love. Maybe Saphire will be possible.
I burned Chase in my BK13 over 8yrs ago for just about $10K and I'm way over the 5/24 rule.









- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Approved Chase Prime Visa (IIB / BK13) Surprised!
Nice SL, congratulations on your approval
















- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Approved Chase Prime Visa (IIB / BK13) Surprised!
Congrats!
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Approved Chase Prime Visa (IIB / BK13) Surprised!
@FLLGuy wrote:I haven't app'd for any new CC's well over a year and was up late this evening looking at drones decided to get risky. Played with the Amazon prequalify tool and this time it said "you're prequalified" which was a first for me in a long time. Click-Click-Click...yada, yada, yada Approved for $12,000 for Chase Prime Visa Signature @ 24.49% (not great but not dissappointed since i PIF). I did miss having Amazon at my side before BK happened, i'm glad my forever bank Chase is showing me some love. Maybe Saphire will be possible.
I burned Chase in my BK13 over 8yrs ago for just about $10K and I'm way over the 5/24 rule.
Yes, a Sapphire is definitely in your future. I also burned Chase in my 2015 Chapter 13 for north of ten-grand; they let me back in last December with a CSP with a SL of $11,700 and then a few weeks ago dropped a Freedom Unlimited on my with a limit of $23,600. In your shoes, I'd let some of those HPs fall off and they ask for a Sapphire.
Chapter 13:
- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- Last Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
I categorically refuse to do AZEO!





In the proverbial sock drawer:



- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Approved Chase Prime Visa (IIB / BK13) Surprised!
@HorseshoezHey Man long time, I see you're doing well post BK13 my friend. I do agree to let some INQs drop off, I racked them up this year car shopping for myself and daughter across a few CUs for rate comparisons. CSP and Freedom unlimited is a sweeet 1-2 combo congrats, if and when I get these two I will consider myself done with credit card consumption and focus on reaching 800 club (not too far away).









- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Approved Chase Prime Visa (IIB / BK13) Surprised!
Congratulations on your post-BK13 approval! Great SL too.
Garden for a year or two to let inquiries fall off and accounts age and you should have no trouble getting a Sapphire if you want.
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Approved Chase Prime Visa (IIB / BK13) Surprised!
@IsFiveCardsEnough wrote:Congratulations on your post-BK13 approval! Great SL too.
Garden for a year or two to let inquiries fall off and accounts age and you should have no trouble getting a Sapphire if you want.
Totally agree and thank you.









- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Approved Chase Prime Visa (IIB / BK13) Surprised!
Congrats!
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23
Total Credit Limit - $2.0M
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Approved Chase Prime Visa (IIB / BK13) Surprised!
Congrats on the approval!
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Re: Approved Chase Prime Visa (IIB / BK13) Surprised!
@FLLGuy wrote:@HorseshoezHey Man long time, I see you're doing well post BK13 my friend. I do agree to let some INQs drop off, I racked them up this year car shopping for myself and daughter across a few CUs for rate comparisons. CSP and Freedom unlimited is a sweeet 1-2 combo congrats, if and when I get these two I will consider myself done with credit card consumption and focus on reaching 800 club (not too far away).
Glad to see you're prospering! Like you I got dinged for a few HPs over the last year, new car and a couple of new cards; next year will most likely see me buying a new home so hopefully most, if not all of my current HPs will be a year old.
Chapter 13:
- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- Last Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
I categorically refuse to do AZEO!





In the proverbial sock drawer:


