@kdm31091 wrote:I had the TU glitch, but don't really get what the big deal is. The inquiries disappeared temporarily, but returned with the same original dates. It's not like they added them back as brand new inquiries. So I didn't notice any damage or change from it. My score went back to what it was before they disappeared. Am I missing something?
The proper comment to post in the approvals section is "Congrats"...
My turn, my turn!!
Seriously, much congrats on a hard to get card. Don't see many approvals for this card. Im sure your relationship had something to do with the approval though. Nice job!
Seriously, much congrats on a hard to get card. Don't see many approvals for this card. Im sure your relationship had something to do with the approval though. Nice job!
@pizza1 wrote:
My turn, my turn!!
Seriously, much congrats on a hard to get card. Don't see many approvals for this card. Im sure your relationship had something to do with the approval though. Nice job!
Thanks pizza
@CreditCuriousity wrote:Well last weekend when I got approved for the Amex BCE along with Cashforward I also put an application in for the Fidelity Visa. The next morning I got a HP against TU and found out yesterday it was approved and showed up on my online profile this morning. So I ended up closing another credit card yesterday as well due to this approval (ebates). Was debating on posting this approval, but wanted to let people know Elan/UsBank isn't really inquiry sensitive or new account sensitive as many has thought at least in my experience; obviously each profile is different. I do have a decent chunk money with Fidelity though and a fairly long relationship with them, not sure if that played any role in the approval? Not my biggest credit limit by any means, but for UsBank/Elan with how cheap they were on my cash rewards that i no longer have this is a start to mending our relationship. I am truely done until at least December. TU04 pulled I believe was 710. Also 5+ years paid CO's and old 120 day lates on file, so not clean. AAoA depending on CRA 4.2-6 years oldest account 26+ years old, 21 TU inquiries 12-14 in last 12 months.
Standard 14.x APR everyone gets
Congrats CC,Elan/US Bank looks back at the past 6 months,If you have low Inquires and no new accounts they most likely will approve you,I have scores north of 800 and also have a good amount of money in Fildelity(My Retirement Roth and 401K 30 plus years)and I applied and still was turned down because of inquiries and new accounts in the past 6 months,From what I am finding from the banks that I can not get approved is they look at the past 6 months
Congrats on the approval.
@sandman2435 wrote:
@CreditCuriousity wrote:Well last weekend when I got approved for the Amex BCE along with Cashforward I also put an application in for the Fidelity Visa. The next morning I got a HP against TU and found out yesterday it was approved and showed up on my online profile this morning. So I ended up closing another credit card yesterday as well due to this approval (ebates). Was debating on posting this approval, but wanted to let people know Elan/UsBank isn't really inquiry sensitive or new account sensitive as many has thought at least in my experience; obviously each profile is different. I do have a decent chunk money with Fidelity though and a fairly long relationship with them, not sure if that played any role in the approval? Not my biggest credit limit by any means, but for UsBank/Elan with how cheap they were on my cash rewards that i no longer have this is a start to mending our relationship. I am truely done until at least December. TU04 pulled I believe was 710. Also 5+ years paid CO's and old 120 day lates on file, so not clean. AAoA depending on CRA 4.2-6 years oldest account 26+ years old, 21 TU inquiries 12-14 in last 12 months.
Standard 14.x APR everyone gets
Congrats CC,Elan/US Bank looks back at the past 6 months,If you have low Inquires and no new accounts they most likely will approve you,I have scores north of 800 and also have a good amount of money in Fildelity(My Retirement Roth and 401K 30 plus years)and I applied and still was turned down because of inquiries and new accounts in the past 6 months,From what I am finding from the banks that I can not get approved is they look at the past 6 months
I had at least 8 TU inquiries and 8 new accounts in the last 6 months.. Possibly more FYI.. So not really sure the difference as you surely have a better profile than myself and probably more assets with Fidelity than myself. Sorry to hear about your denail 
Woot woot! Congrats on the approval