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I've been with SoFI for about a year (using SoFi Money)...and when i saw the new Credit Card offering i clicked on to get on the wait list...
About a week or so later i received the invitation to apply...
I have a good credit history, always pay on time...Credit Card scores of around 740 on the three bureaus...but i do have 5 credit cards and a LOT of Hard Inquiries...in recent times, it looked like no one wanted to to give me a new card (mostly because of the inquiries)...And forget Chase (LOL)...
Anyway, decided to give it a try as a "lark" and wasn't expecting anything positive... I almost fell of my Chair...Instant Approval and $11,000 Credit Line! Just waiting now to receive the card...
Congratulations on your SoFi approval!
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@craig10x wrote:I've been with SoFI for about a year (using SoFi Money)...and when i saw the new Credit Card offering i clicked on to get on the wait list...
About a week or so later i received the invitation to apply...
I have a good credit history, always pay on time...Credit Card scores of around 740 on the three bureaus...but i do have 5 credit cards and a LOT of Hard Inquiries...in recent times, it looked like no one wanted to to give me a new card (mostly because of the inquiries)...And forget Chase (LOL)...
Anyway, decided to give it a try as a "lark" and wasn't expecting anything positive... I almost fell of my Chair...Instant Approval and $11,000 Credit Line! Just waiting now to receive the card...
Congrats!
What CB did they pull? 😎






























Congrats on the Sofi approval!! I was experiencing technical issues with first post!!
Thanks so much ![]()
They pulled from Experian and that's the bureau where i have the most hard inquiries too...which makes it even more surprising...perhaps the bank that manages the card puts less emphasis on hard inquiries and most of it's emphasis on credit history and credit score...
Lucky for me ![]()
I like that it is 2% Cashback on everything (if you redeem into SoFi Money first...of course you can always transfer it out)...
And that it is a Mastercard World Elite...Only surprising thing is it doesn't have Extended Warranty/Purchase Protection and Auto Rental Insurance but it does have free Cell Phone Insurance...I also appreciate the very nice starting line given but again...probably based on my history and score...
Wow, very nice approval - great score 👍
Congrats on the approval!
Pretty good SL there, grats on it ![]()