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Approved - Luxury Card Titanium

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Ah-Chew228
New Contributor
‎10-12-2021 02:48 PM
‎10-12-2021 02:48 PM

Approved - Luxury Card Titanium

I didn't last too long gardening. My chapter 13 (filed Nov 2014) fell off the three credit reports early this month, causing my credit scores to go up. Last night, I applied for the Luxury Card Titanium card and received the message that my application was under review. This morning I received another email from Barclay's that I was approved with a 10k CL. I will be go back to gardening now. 🙂Screenshot_20211012-090654_Edge.jpg

 

Message 1 of 25
24 REPLIES 24
M_Smart007
Legendary Contributor
‎10-12-2021 02:50 PM
‎10-12-2021 02:50 PM

Re: Approved - Luxury Card Titanium

Congrats on your approval!

Message 2 of 25
Horseshoez
Senior Contributor
‎10-12-2021 02:59 PM
‎10-12-2021 02:59 PM

Re: Approved - Luxury Card Titanium

@Ah-Chew228, I'm a few months behind you on the Chapter 13 discharge; how far did your scoes come when everything fell off?

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 3 of 25
gdale6
Moderator Emeritus
‎10-12-2021 03:01 PM
‎10-12-2021 03:01 PM

Re: Approved - Luxury Card Titanium

Excellent SL, grats on your new card Smiley Happy

Message 4 of 25
NRB525
Super Contributor
‎10-12-2021 03:07 PM
‎10-12-2021 03:07 PM

Re: Approved - Luxury Card Titanium

Congrats on your progress in rebuilding. 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 25
Ah-Chew228
New Contributor
‎10-12-2021 03:12 PM
‎10-12-2021 03:12 PM

Re: Approved - Luxury Card Titanium

My Experian score went up 65 points (780), Equifax went up 35 points (770), and Transunion went up 43 points (777).

Message 6 of 25
cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎10-12-2021 03:30 PM
‎10-12-2021 03:30 PM

Re: Approved - Luxury Card Titanium

Congratulations on your score improvement and Luxury Card approval!! 👏🏼🎉🍾

Message 7 of 25
coreyb80
Super Contributor
‎10-12-2021 03:39 PM
‎10-12-2021 03:39 PM

Re: Approved - Luxury Card Titanium

Congrats on the approval!

Message 8 of 25
Rebuild2019
Valued Contributor
‎10-12-2021 04:12 PM
‎10-12-2021 04:12 PM

Re: Approved - Luxury Card Titanium

Congratulations 🎉🎈🎊 on your approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 9 of 25
KingRue8500
Senior Contributor
‎10-12-2021 04:19 PM
‎10-12-2021 04:19 PM

Re: Approved - Luxury Card Titanium

Congrats on your Luxury Card Titanium approval




Message 10 of 25
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