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Credit ONe Amex APPROVED $5,000 CL

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professorr
Regular Contributor

Credit ONe Amex APPROVED $5,000 CL

I have little debt now (paid alot down over the past 18 months) 2013 BK and scores hover 680. I have had a credit one card for several years and got a preapproval email and it stated $5K line so I applied & approved.  Just weird from Creditone.  

Message 1 of 42
41 REPLIES 41
pip3man
Valued Contributor

Re: Credit ONe Amex APPROVED $5,000 CL

That's just unbelievable from Credit One! Congrats!

Message 2 of 42
CreditCuriosity
Moderator Emeritus

Re: Credit ONe Amex APPROVED $5,000 CL

Congrats.. Sure it isn't capital one and not credit one?

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 3 of 42
CreditAggie
Community Leader
Super Contributor

Re: Credit ONe Amex APPROVED $5,000 CL

Congratulations on your Credit One Amex approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (December 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 42
Elpadrino1
Valued Contributor

Re: Credit ONe Amex APPROVED $5,000 CL

Congratulations on your approval!!

Message 5 of 42
arunkumarmm
Regular Contributor

Re: Credit ONe Amex APPROVED $5,000 CL


@professorr wrote:

I have little debt now (paid alot down over the past 18 months) 2013 BK and scores hover 680. I have had a credit one card for several years and got a preapproval email and it stated $5K line so I applied & approved.  Just weird from Creditone.  


Congrats on the nice SL from Credit one

Message 6 of 42
dcp0524
Regular Contributor

Re: Credit ONe Amex APPROVED $5,000 CL


@professorr wrote:

I have little debt now (paid alot down over the past 18 months) 2013 BK and scores hover 680. I have had a credit one card for several years and got a preapproval email and it stated $5K line so I applied & approved.  Just weird from Creditone.  


Highest limit I think I've ever heard of from Credit One.

 

Congrats!!! 🎉🎉

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 7 of 42
pip3man
Valued Contributor

Re: Credit ONe Amex APPROVED $5,000 CL

I think OP may have meant Capital One

Message 8 of 42
dcp0524
Regular Contributor

Re: Credit ONe Amex APPROVED $5,000 CL


@pip3man wrote:

I think OP may have meant Capital One


Would make more sense with a $5k limit, but does Capital One send pre-approvals with stated credit limits on them ? I know Credit One does. I've also seen the "Up to $_____" pre-approvals before. I've never seen one from Cap One, not saying they don't. 

 

Plus OP would have to be confusing AMEX as well since most new Cap One apps are Mastercard, except Venture/VO and Journey being Visa.

 

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 9 of 42
FinStar
Moderator Emeritus

Re: Credit ONe Amex APPROVED $5,000 CL


@CreditCuriosity wrote:

Congrats.. Sure it isn't capital one and not credit one?


Yeah, I was under the impression that CreditOne's highest CL's were $2,500 - $3,000, IIRC.  Definitely not $5K right off the bat 🤷🏼‍♂️.  Interesting.

Message 10 of 42
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