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Approved Penfed PCR!

tag
webhopper
Moderator Emeritus

Approved Penfed PCR!

Also got another cool approval which is:


CONGRATULATIONS, Webhopper!
You have been approved for the PenFed Power Cash Rewards Visa® card:

 

$2500.00 Credit limit

17.99% variable APR (Annual Percentage Rate)

What's Next?
 
We are building your new card and it will arrive in 5-7 business days.
Once received, remember to activate and:
Load your new card credential into Apple Pay, Samsung Pay or Google Pay  
Make it your default payment option to pay bill, in-app service and experience providers  
Use the Tap to Pay contactless feature at your favorite participating retailers
 

Sincerely,
Lending Services  

 

Data points:

BK chapter 13 filed June 2017 and discharged June 2022

I have 2 Chase cards showing on my CR that were IIB and I have a mortgage for a rental property that was IIB.    The rental property was sold and the mortgage was paid in full, so I am trying to get that updated with the bureaus. 

 

Previous relationship with PenFed:  None, and I don't have a checking account with them.  I joined after reading the boards stating that they have opened up membership. 

 

FICO 9 Scores: EQ 703  TU 721 EX 695  

FICO 8:
Goal: Gardening!
Message 1 of 24
23 REPLIES 23
xaximus
Valued Contributor

Re: Approved Penfed PCR!

Congrats on the approval!!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 2 of 24
CreditAggie
Community Leader
Super Contributor

Re: Approved Penfed PCR!

Congratulations on your PenFed PCR approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 24
webhopper
Moderator Emeritus

Re: Approved Penfed PCR!

Thank you!

FICO 8:
Goal: Gardening!
Message 4 of 24
mgood
Valued Contributor

Re: Approved Penfed PCR!

Congrats! That's a great card and PenFed is a good outfit to work with. 



EQ8 780, TU8 748, EX8 771 as of January 8
AZE9 - 6% Utl - New Cards: 1/6, 2/12, 6/24
Message 5 of 24
blindambition
Senior Contributor

Re: Approved Penfed PCR!

Congrats on your approval and new PenFed relationship!!! 👏🏻 

Message 6 of 24
webhopper
Moderator Emeritus

Re: Approved Penfed PCR!


@mgood wrote:

Congrats! That's a great card and PenFed is a good outfit to work with. 


Thank you I am actually really excited about this one!   I am one of those peeps that likes to do business with reputable organizations and have an ongoing relationship.  I'm pretty picky about what I want in my wallet and I don't have the bandwidth for a lot of cards and I don't travel for work anymore, so I am excited to get my foot in the door with PenFed and I'm focusing on good cash rewards cards instead of travel rewards and perks like I used to do back when I traveled for work.  

FICO 8:
Goal: Gardening!
Message 7 of 24
webhopper
Moderator Emeritus

Re: Approved Penfed PCR!


@blindambition wrote:

Congrats on your approval and new PenFed relationship!!! 👏🏻 


Thank you!  I'm really excited about that in particular!

FICO 8:
Goal: Gardening!
Message 8 of 24
coreyb80
Super Contributor

Re: Approved Penfed PCR!

Congrats on the approval!

Message 9 of 24
Fico82
Frequent Contributor

Re: Approved Penfed PCR!

Awesome 👌  Congrats ! 







Message 10 of 24
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