I have a big tax payment coming up and was looking at the best way to make it less painful. Since I've decided to marry SPG/Marriott anyway, I thought the bonus offer (essentially 35,000 Starpoints with $5k spend - will be done in a single transaction) made sense. FICO 08s are 720-730 right now, utilization rounded to 28%. Instant approval with $8k SL. I may reallocate some of my Blue to this since I no longer use that card but have no compelling reason to close it or PC to ED/EDP - nice to see that AmEx now lets you do this online!
Thanks everyone! I know it's too good to last, but so far no HP alerts. Love Marriott, especially since getting the Platinum - I am sure I will love SPG just as much.
Update: Still no HP reporting anywhere. The rumor mill says that for some existing cardholders, they're foregoing the HP entirely on apps. They do 2-3 SPs on me a month, so they're quite familiar with my profile. Still, it's nice that my last HP from AmEx was sometime in 2003.
