AMEX approval after BK

jacetx · ‎07-10-2015

Guys, there is hope! I have a discharged BK Ch 7 from 02/15/2011 and burned AMEX for about $3k. After reading some posts here about people getting approved with a BK on file I decided to take the plunge. Instantly approved for the Delta Gold $3k and PRG. I thought I would share, it has been a good night!

Anonymous · ‎07-10-2015

I was just denied. I had a BK discharged back in May 2010 and was told in the denial that basically once your denied you won't be approved. *Shucks*

jacetx · ‎07-10-2015

@Anonymous wrote:
I was just denied. I had a BK discharged back in May 2010 and was told in the denial that basically once your denied you won't be approved. *Shucks*

Sorry to hear that. It took me a couple tries, in the previous denials they stated BK as a factor for their decision.

Anonymous · ‎07-10-2015

Congrats!

alextercero · ‎07-11-2015

Congrats

Current Credit Cards

NFCU More Rewards | CL $3000 @ 18.00% APR| 08/2021

Capital One Quicksilver One | CL $6000 @ 31.99% APR 39.00 AF | 09/2021

Capital One Quicksilver | CL $4000 @ 31.99% APR | 02/2022

NFCU Cash Rewards | CL $1500 @ 18.00% APR | 06/2022

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)

Credit Age:

Inquiries:

Anonymous · ‎07-11-2015

Congrats

OmarGB9 · ‎07-11-2015

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

jacetx · ‎07-11-2015

Thanks all

Anonymous · ‎07-11-2015

Congrats! It's unusual to get back in with Amex this soon after burning them.

jacetx · ‎07-11-2015

@Anonymous wrote:
Congrats! It's unusual to get back in with Amex this soon after burning them.

Thanks! Also my application for the BCP is pending, since it was the third application they needed to do verification, so waiting on that one. Since I have my foot in again with Amex I'm thinking it's time to tell Capital One good bye.