Approved for Amex Platinum -Need Advice

[Red1Blue]

If both cards, approved, I would not close one of them. Instead, you can always call Amex / Citi and see if they can change to one of their other products that has low or no AF card.

[CS800]

---

@Red1Blue wrote:

If both cards, approved, I would not close one of them. Instead, you can always call Amex / Citi and see if they can change to one of their other products that has low or no AF card.

---

I wasn't sure if one could PC a platinum AMEX to a Blue ?

What's the waiting time to do so?

[Red1Blue]

---

@CS800 wrote:

I wasn't sure if one could PC a platinum AMEX to a Blue ?

What's the waiting time to do so?

---

To be honest, not sure if Amex would do a product change in the first 12 months due to the recent credit card laws.  Also they would not do a PC from charge to credit card. Probably they can downgrade it to Zync or some other less AF card after 12 months. I dont know about Citi about their product change rules.

[CS800]

---

@Red1Blue wrote:

---

@CS800 wrote:

I wasn't sure if one could PC a platinum AMEX to a Blue ?

What's the waiting time to do so?

---

To be honest, not sure if Amex would do a product change in the first 12 months due to the recent credit card laws.  Also they would not do a PC from charge to credit card. Probably they can downgrade it to Zync or some other less AF card after 12 months. I dont know about Citi about their product change rules.

---

I thought so since a credit card is a whole different beast from a charge.

A lot fo people go from Zync to the Blue CE card or the Delta Gold.

[Walt_K]

The rule on limiting PCs during the first year has to do with increased fees I believe.  So there should be no problem going from the Platinum to one of the other charge products.  In general, Amex only offers PCs from like product to like product, so charge to charge or revolver to revolver.

[Anonymous]

They will do a product change. I just recently got approved for platinum but reconsidering a down grade to a gold since I'm not much of. Big spender and think maybe points would be better than the perks. The customer service rep I would have to wait two weeks since the plat account is only a few days open. At least I called to consult and know my options. Maybe in the next two weeks I may keep the plat. Traveling in a couple weeks

[LS2982]

I agree with the other posters here on PCing one of the cards If you end up getting both. Is there another Citi card your interested in?

[improvingmycredit]

Hey mastewart!
Welcome to the forums!
Just an FYI. This thread is near 2.5 years old. lol. Probably already decided what to do with the accounts. lol

[LS2982]

PLEASEEEEEEEEE CLOSE DOWN ZOMBIE THREADS!!! CANT SEE DATE ON A MOBILE PHONE!!!

[Burned2manybridgesB4]

Improv beat me to the punch...whole time I'm reading this, thinking "who in the hell...."

Congrats on your PRG, LS....you suck!!!