This is a great forum here with many good people. I got approved for the Apple Card two days ago, 2.5K limit. This is with $90K installment loans (11 open accounts, all deferred), no lates or derogs. Using 1% utilization (overall) across one card. Four hard inquires on Transunion in last 24 months (not including Apple Card). FICO 9 TU score 776 at time of application.
I do possibly believe that where you live might be taken into consideration with the cost of living. I remember seeing someone mention this and it made me really think about it. So possibly it factors your income you entered, your credit score, and the estimated cost of living based on your physical address. Its not necessarily proven that Goldman Sachs does this, but it might be worth taking into consideration. It might explain why some people got lower credit limits than what they initially wanted. Although I am confused how someone entered a $0 income and got approved for the same limit as me.
Congratulations on your approval!
Congrats!
Sweet, congrats on your successful acquisition of the Apple card 
Congratulations on your approval!!
Congratulations on your approval!
