Approved for BOFA Customized Cash Rewards

bluetomorrow · ‎10-17-2022

I was just approved for my second card today in addition to the Elan Max Cash Preferred. The BOFA Customized Cash Rewards card was another one that's been on my goal list for a while and I'm happy to report I finally got it!

SL: $5,200 (kind of wimpy compared to my big score of $12,000 today with Elan but I'm still happy)

Some DPs: BOFA pulled Experian for my application. I was at 1/12 and had a FICO 8 of 795 with Exp.

Getting that 3% back for online shopping will be pretty nice! I'm definitely in the garden starting tomorrow though, I don't want to push my good fortune

Gardening as of 1/15/2024
FICO 8 scores (10/17/2022): EX 795, EQ 764, TU 785
Current cards:

Sock drawer:

Goal cards:

Graveyard:

CreditAggie · ‎10-17-2022

Congratulations on your BofA CCR approval! The online shopping category is an awesome feature of the card!

Current Cards (in order of approval):

Current FICO 8 | 9 (October 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

KingRue8500 · ‎10-17-2022

Congrats on your BOA Customized Cash Rewards approval

cashorcharge · ‎10-17-2022

WooHoo!! Congratulations on your BofA Approval!!👏🏼🍾🥂

babygirl1256 · ‎10-17-2022

Congrats on your BOFA Customized Cash Rewards approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

CYBERSAM · ‎10-17-2022

Congrats on your BOFA approval!🤑👍

Yasselife · ‎10-18-2022

Congratulations @bluetomorrow 🥂🎉🎊

Gardening since: August 11, 2025

firefox100 · ‎10-18-2022

Congrats on your BOFA 3 % cashback card enjoy it have fun.

spiritcraft1 · ‎10-18-2022

Nice! Thanks for the DP's.

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

MySunrise271 · ‎10-18-2022

Congratulations on you BoA Custom Cash approval🎉🎉🎉

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