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Approved for Barclays Apple Rewards - Hate it

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tussking
Established Contributor

Approved for Barclays Apple Rewards - Hate it

So I was approved 6 weeks for Apple Rewards. My mistake I didn't read or know I had to make my purchases to get the special financing in 30 days or some stupid short window. Now I hate the card has zero value to me. I'll never put an Apple product on there when I can use my Visa Sig get 2x warranty and 1/2 the APR...So I called they won't let me do a product change but they told me to apply for the card I want and they will transfer the credit limit over. I will go for the JetBlue card or the spirit card. Any opinions ?
Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Approved for Barclays Apple Rewards - Hate it

We can't answer that for you. Are those cards more geared towards what you want? And yeah I don't think they product change for what 6 months to a year?
Message 2 of 11
tussking
Established Contributor

Re: Approved for Barclays Apple Rewards - Hate it

Sorry I guess I more concerned that I'll waste a tri-pull and have them reject me because of a new product with them !
Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 3 of 11
Anonymous
Not applicable

Re: Approved for Barclays Apple Rewards - Hate it

Honestly if it were me, I would wait. Build some good payment history with them, and then apply. But then who am I to say? I know nothing about your profile! If you don't have a LOT of new accounts opened recently, and your profile supports it, then go for it! But if I remember correctly, they like your newest account to be at least six months old. Now whether or not that applies to accounts with them, I have no idea.
Message 4 of 11
aav
Established Contributor

Re: Approved for Barclays Apple Rewards - Hate it

I have the card.,I happened to use it right away to get my first iPad., I actually bought several through the apple refurbished card. It's not my go to card but they've been pretty generous with increases especially after making apple purchases. They've given a few increases and lower April. They were also one of the first to approve me after a credit rebuild.
EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 5 of 11
Anonymous
Not applicable

Re: Approved for Barclays Apple Rewards - Hate it

You need to call them and ask for the promos.  I called and got the 18 month promo for a new laptop and this is my second promo.  It does work.

Message 6 of 11
RonM21
Valued Contributor

Re: Approved for Barclays Apple Rewards - Hate it

Hopefully they will work.something out with you


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 11
SouthJamaica
Mega Contributor

Re: Approved for Barclays Apple Rewards - Hate it


@tussking wrote:
So I was approved 6 weeks for Apple Rewards. My mistake I didn't read or know I had to make my purchases to get the special financing in 30 days or some stupid short window. Now I hate the card has zero value to me. I'll never put an Apple product on there when I can use my Visa Sig get 2x warranty and 1/2 the APR...So I called they won't let me do a product change but they told me to apply for the card I want and they will transfer the credit limit over. I will go for the JetBlue card or the spirit card. Any opinions ?

I like my JetBlue card


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 706 TU 701 EX 692




Message 8 of 11
kdm31091
Super Contributor

Re: Approved for Barclays Apple Rewards - Hate it

It's pretty rare for them to offer a product change before at least 6 months. You have the card already so may as well build a history with it. You don't have to use it often. Then in 6 months apply for what you want and move the limit, or see about a product change. They typically will only change apple into their basic rewards card, which may or may not be worthwhile for you.
Message 9 of 11
Anonymous
Not applicable

Re: Approved for Barclays Apple Rewards - Hate it


@Anonymous wrote:

You need to call them and ask for the promos.  I called and got the 18 month promo for a new laptop and this is my second promo.  It does work.


What Sandi said...

Message 10 of 11
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