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Approved for CFU...with decent SL!

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Fated4Credit
Regular Contributor

Approved for CFU...with decent SL!

For those who read my other thread earlier about my $800 approval of the PPMC, I said screw it & decided to go for CFU. Instant approval, SL 3400!!! APR 22.99. This more than makes up for the SL of the PPMC, which I'll still try credit solutions to get it to over 5k. I'm in shock right now that chase was the one to come through for me when I thought I would get a lower SL or worse denial from them. Definitely done apping, gardening indefinitely. The card is already showing up on my account!

Discover: $15,900
Cap One QS: $4811
CFU: $8,000
PPMC: $12,000
US Bank Cash+: $13,000
Penfed Powercash Rewards: $7,500
AAOA: 3.5 yrs
Experian (Fico 8) 756
Transunion (Fico 8) 757
Equifax (Fico 8) 764
Message 1 of 15
14 REPLIES 14
Dave4fun
Regular Contributor

Re: Approved for CFU...with decent SL!

Congratulations! Chase likes your profile. Looking at your signature it seems like you have a newer but clean report. Well Done and Enjoy your New Chase Freedom Unlimited card! One of the good things about Chase is that if you pay off your balance from the previous statement, during the current billing cycle, Chase will update right away to the bureaus  that you have a zero balance. Smiley Happy

FICO 8 EQ: 841, TU: 842, EX: 842 Total Rev CL: $547,000 - CHASE/CITIBANK/DISCOVER/ USBANK/AMEX/COMENITY AMEX /BMO/NORDSTROM/MACYS/FNBO/ JCPENNY/TARGET/CHEVRON/1ST UNITED CU/PATELCO CU/SYNCHRONY/ VENMO VISA Sig/ DILLARDS AMEX/ PENFED PLAT REWARDS/PENFED PLOC/WELLS FARGO. AAoA 13 years
Message 2 of 15
Fico82
Frequent Contributor

Re: Approved for CFU...with decent SL!

Congrats !






Message 3 of 15
Anonymous
Not applicable

Re: Approved for CFU...with decent SL!

@Fated4Credit -

 

Super Congrats on your Chase $3,400 approval! Smiley Very Happy

 

My initial reaction was the same as yours: I would have bet money

that Synchrony would've given you a much higher starting limit than $800

for your PPMC. But as you well know, credit can be fickle sometimes. Smiley Very Happy

 

Quick question, please: did Chase double pull your CFU approval?

Normally it's a hard pull of both EX8 and TU8. Would love to learn if

Chase did the same for you as well. Congrats again on your approval! Smiley Very Happy

Message 4 of 15
Fated4Credit
Regular Contributor

Re: Approved for CFU...with decent SL!

@AllThingsinTime: Yes Chase pulled EX & TU, although didn't get an alert about TU had to go into my cap 1 account through creditwise to look. Also surprising I haven't lost any pts yet on my scores, but then again its still early. When I apped for discover in 2017 the score drop was almost instant
Discover: $15,900
Cap One QS: $4811
CFU: $8,000
PPMC: $12,000
US Bank Cash+: $13,000
Penfed Powercash Rewards: $7,500
AAOA: 3.5 yrs
Experian (Fico 8) 756
Transunion (Fico 8) 757
Equifax (Fico 8) 764
Message 5 of 15
M_Smart007
Legendary Contributor

Re: Approved for CFU...with decent SL!

Congrats on Your Approval!

Message 6 of 15
Gmood1
Super Contributor

Re: Approved for CFU...with decent SL!

Congratulations on both approvals. In less than a year, your PPMC will pass the CFU in SL and do it all on SPs. 😉

Don't let the smaller SL fool you. The PPMC is an easier card to grow.
Message 7 of 15
Meanmchine
Super Contributor

Re: Approved for CFU...with decent SL!


@Gmood1 wrote:
Congratulations on both approvals. In less than a year, your PPMC will pass the CFU in SL and do it all on SPs. 😉

Don't let the smaller SL fool you. The PPMC is an easier card to grow.

DANG I WAS GONNA SAY THAT

 

Congrats OP on your 2 pickups

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>8/2024 All 3 reports 835ish (F8) F9s = 850 but my app finger is still twitching
Message 8 of 15
Anonymous
Not applicable

Re: Approved for CFU...with decent SL!

Congrats on your CFU approval!!
Message 9 of 15
simplynoir
Community Leader
Mega Contributor

Re: Approved for CFU...with decent SL!

Congratulations on your approval

Message 10 of 15
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