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Approved for CFU...with decent SL!

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ChargedUp
Senior Contributor

Re: Approved for CFU...with decent SL!

Congrats! Garden with us and show your new Chase card some love! Hopefully you'll get some SP CLI love from Chase in return Smiley Happy

Message 11 of 15
Anonymous
Not applicable

Re: Approved for CFU...with decent SL!

Congrats on your approval

Message 12 of 15
macinjosh
Senior Contributor

Re: Approved for CFU...with decent SL!

Congrats on both your new cards, and good luck with Sync Credit Solutions. I hope they give you a much better CL on that card!


Samsung Financing TD Bank $3,200


Message 13 of 15
Fated4Credit
Regular Contributor

Re: Approved for CFU...with decent SL!

This was brought up by another poster @mikesonthemend in my other approval thread about the ppmc about not carrying more than 50% of balances on the card, that Sync was great for high limits, but not so great for carrying them. I know how skittish they can be so I never plan on carrying more than 30% for more than one month. However I want to know how Chase compares to them in carrying balances?

Say for instance if I were to carry 40-50% for 3 months while making large payments on a 0% promo period & after the promo ends will this raise an eyebrow with them? I also plan to keep util under 30% on the FU as I want to thread carefully with them as well.

Or maybe carrying over 50% while PIF is the key to getting an auto increase from them?🤷
Discover: $15,900
Cap One QS: $4811
CFU: $8,000
PPMC: $12,000
US Bank Cash+: $13,000
Penfed Powercash Rewards: $7,500
AAOA: 3.5 yrs
Experian (Fico 8) 756
Transunion (Fico 8) 757
Equifax (Fico 8) 764
Message 14 of 15
Fated4Credit
Regular Contributor

Re: Approved for CFU...with decent SL!

Giving this topic a bump, as I would like know ppl's opinions or advice on how I should proceed with Chase regarding how they handle keeping large balances? Thanks
Discover: $15,900
Cap One QS: $4811
CFU: $8,000
PPMC: $12,000
US Bank Cash+: $13,000
Penfed Powercash Rewards: $7,500
AAOA: 3.5 yrs
Experian (Fico 8) 756
Transunion (Fico 8) 757
Equifax (Fico 8) 764
Message 15 of 15
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