This was brought up by another poster @mikesonthemend in my other approval thread about the ppmc about not carrying more than 50% of balances on the card, that Sync was great for high limits, but not so great for carrying them. I know how skittish they can be so I never plan on carrying more than 30% for more than one month. However I want to know how Chase compares to them in carrying balances?
Say for instance if I were to carry 40-50% for 3 months while making large payments on a 0% promo period & after the promo ends will this raise an eyebrow with them? I also plan to keep util under 30% on the FU as I want to thread carefully with them as well.
Or maybe carrying over 50% while PIF is the key to getting an auto increase from them?🤷
Discover: $15,900
Cap One QS: $4811
CFU: $8,000
PPMC: $12,000
US Bank Cash+: $13,000
Penfed Powercash Rewards: $7,500
AAOA: 3.5 yrs
Experian (Fico 8) 756
Transunion (Fico 8) 757
Equifax (Fico 8) 764