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Approved for Capital One Quicksilver One, Buckle, & Express.

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SunriseEarth
Moderator Emeritus

Re: Approved for Capital One Quicksilver One, Buckle, & Express.


@Anonymous wrote:

@Anonymous wrote:

Congrats... unfortunately lower tier cards from Cap One aren't likely to go up to WMC or WEMC. Cap One may give you their credit steps program for that card and then you probably won't get much in the wat of CLI love from them ever again. A $300 card from Cap One is likely to never reach $2000 even if you have it for a decade.

That's not true, I have capital one's platinum card (for 11 years) which had credit limit of 300 bucks, last month they finally gave me credit limit increase of 3000, and I was able to pc it to quicksilver (or venture.. i forgot which card i pc'd to which). But anyways, quicksilverone comes with credit steps program which you can get little bit of credit boost after 5th payments. you can even ask them to pc it to another higher tier with no annual fee card.


+1.   The $300 Household Bank card I got in 2011 is now a $4K QS1.



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 31 of 35
Anonymous
Not applicable

Re: Approved for Capital One Quicksilver One, Buckle, & Express.

Congrats on your approval, Thanks for sharing...

Message 32 of 35
BearsAndTurtlesRtheBest
Senior Contributor

Re: Approved for Capital One Quicksilver One, Buckle, & Express.


@Anonymous wrote:

Nice, congrats


thank you!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 33 of 35
BearsAndTurtlesRtheBest
Senior Contributor

Re: Approved for Capital One Quicksilver One, Buckle, & Express.


@SunriseEarth wrote:

@BearsAndTurtlesRtheBest wrote:

Whats the fastest way I can make my QS One go WMC or WEMC? Only got $300 which is ok for now since I just paid off my Bloomingdales and Sony.

Express is $250 and Buckle is $300, and yes I hit CLI on both accts. once activated and didnt receive a CLI.

My sister is liking Express alot lately so I went ahead and applied instead of her since her credit will be used for a mortgage down the road.

All in all was this a good move? I am very happy about the approvals since I was alwasy denied by Comenity.

CC debt is lowering CC arent being used, my dads new Double Cash WMC is used for the monthly gym membership from which 5 friends are in the same membership so its a total of $129 every month and is PIF. 


Congrats on approval x3!

 

Now that you have these new cards, make sure those other cards get paid off and SD them if you don't want to use them!   Don't keep closing cards, since you need some zero balances.

 

In order to ger your QS1 into a WMC, you will have to get the CL to $5K+ and then PC to QS.   You're very likely in Credit Steps, so just see what Cap One gives you in 6 months.   Keep the rest of your profile in order and keep the QS1 in use.

 

Express and Buckle seem to follow the 9 month Comenity CLI rule.


Thanks SunriseEarth I will keep this QS1 under control thanks for info on card I will use and PIF, thanks again!!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 34 of 35
BearsAndTurtlesRtheBest
Senior Contributor

Re: Approved for Capital One Quicksilver One, Buckle, & Express.


@Anonymous wrote:

Congrats on your approval, Thanks for sharing...


thanks!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 35 of 35
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