Approved for Freedom!

[Anonymous]

I know I probably shouldn't have done it, but I did. And here is my reasoning behind it.

I now have all of the cards I would ever want at the age of 20. I have no need for any more cards, auto loans, or any other type of credit for a good number of years. I will be in the garden for at least 1 year, most likely longer (unless I get pulled for an apartment or something like that after I graduate in a year). Also, having gas be 5% cash back twice a year is going to be rather nice, as gas is a major portion of my monthly expenses.

Approved for $1k limit with the highest APR listed, but I don't plan on carrying a balance. I have learned so much from this forum and hope that everyone can understand my reasoning behind the application. You have all turned me into someone who understand and respects credit, but does not fear it like most. Thank you for that.

See you in the garden!

[Anonymous]

Congrats on the approval!

[GlocksAndCredit]

CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr 

Congrats Again and Garden on!

[Anonymous]

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@collinsridge wrote:

CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr 

Congrats Again and Garden on!

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This is true, but I really am done. I think my parents/DGF are going to murder me when they find out. But in the end, its my choice and I did what is right for me. Garden strong from now on!

[GlocksAndCredit]

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@Anonymous wrote:

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@collinsridge wrote:

CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr 

Congrats Again and Garden on!

---

This is true, but I really am done. I think my parents/DGF are going to murder me when they find out. But in the end, its my choice and I did what is right for me. Garden strong from now on!

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What other cards do you have?

[Anonymous]

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@collinsridge wrote:

CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr 

Congrats Again and Garden on!

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Haha, so true!

[Anonymous]

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@collinsridge wrote:

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@Anonymous wrote:

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@collinsridge wrote:

CONGRATS on the Card. I'm only 20 as well - And say the same thing when I get a new card. But the truth is - IF you're lurking this forum, you're going to find something to app for it's inevitable.... errrrr 

Congrats Again and Garden on!

---

This is true, but I really am done. I think my parents/DGF are going to murder me when they find out. But in the end, its my choice and I did what is right for me. Garden strong from now on!

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What other cards do you have?

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Cap1 QS (was PC'd from a Journey last week. No HP on that one) $500, Discover IT $1k, AMEX BCE $2k and now Freedom $1k.

So total credit is $4500

[myjourney]

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subsnao wrote:

I know I probably shouldn't have done it, but I did. And here is my reasoning behind it.

I now have all of the cards I would ever want at the age of 20. I have no need for any more cards, auto loans, or any other type of credit for a good number of years. I will be in the garden for at least 1 year, most likely longer (unless I get pulled for an apartment or something like that after I graduate in a year). Also, having gas be 5% cash back twice a year is going to be rather nice, as gas is a major portion of my monthly expenses.

Approved for $1k limit with the highest APR listed, but I don't plan on carrying a balance. I have learned so much from this forum and hope that everyone can understand my reasoning behind the application. You have all turned me into someone who understand and respects credit, but does not fear it like most. Thank you for that.

See you in the garden!

Congrats 

ERT watchlist 

[MsLadyRover]

Congrats!

[djc1puno]

Wtg! Congrats