@FinStar wrote:
@beautifulblaquepearl wrote:
@Anonymous wrote:Interesting on the instant approval/manual review thing. The PNC rep I spoke to on the credit card side said all of their reviews were manual...but how many times have we known reps to mispeak...LOL.
The UW said the same thing to me. Idk. I can only speak to the things that happen with me. I'm happy for those who received instant approvals. When I called, I didn't ask about the approval. I only wanted to verify that they had received my application. I was ending the call when Tabitha told me I was approved and SL.
Congratulations on your PNC approval and high SL! I'd be curious to see how well you'll like this product in the long run coupled with your VW relationship. It appears this one might be more appealing (for me at least) vs. their other CCs. But, we'll see. I'm going to put this one as a "possibility" for next year *maybe*
IIRC, most of their apps usually end up in some sort of manual review but I've heard that on some instances they can approve instantly.
Thanks FinStar!!!
They may be doing manual reviews for the Core visa because it's a new product. Again, IDK. The UW rep I spoke with seemed to be very knowledgeable about PNC's policies. I'm happy with my choice. I needed another BT card. Hopefully, they will continue to send me BT offers like Simplicity.
The Cashbuilder would be beneficial to me as well. I would be eligible to earn the 1.75% cash back. I don't have a visa general spend cash back credit card in my arsenal. Eventually, I will get one. Until then...
SN: Don't forget that you can earn a higher yield relationship rate on your growth/savings account when you complete 5 transactions every month.
See you around the forum!