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Approved for Quicksilver One Rewards

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KingKong
Member

Approved for Quicksilver One Rewards

Hello i just got approved for the Capital One Quicksilver One Rewards. CL of $300.

I had burned them in a BK in 2020 and i had to get it dismissed. a few things have fallen of my report which i think it helped. 

i tried BoA, and Amex but i burned them, so im blacklisted, nonetheless im exited for this opportunity.

today we celebrate!

Message 1 of 14
13 REPLIES 13
KatzNDawgs
Frequent Contributor

Re: Approved for Quicksilver One Rewards

Congrats! Cap1 is pretty good about letting people back in soon after a burn and/or lower credit. Do be aware though that even though you might get a few CLI over time, Cap1 is notorious for lifelong "bucketing" of a card based on the credit profile of when you got a specific card where your CLI ends up being capped.

 

So while this can help you recover now, it may not be able to get to the heights you may wish later on down the road, and applying for a new card later with better profile should get you a card with more CL potential down the line. Especially as the QS1 has an annual fee, eventually you may want to drop it, but it can definitely be a help now if you are rebuilding Smiley Happy

Message 2 of 14
FicoMike0
Senior Contributor

Re: Approved for Quicksilver One Rewards

I've found Capone to be tight on cli as well.

They offered an upgrade from qs to savor, I may use it more now.

 

Message 3 of 14
GZG
Senior Contributor

Re: Approved for Quicksilver One Rewards

congrats, welcome back to cap1 !! 

Starting FICO 8:
Current FICO 8:



Message 4 of 14
Creditwiser
Valued Contributor

Re: Approved for Quicksilver One Rewards

Congrats on your approval !  As a Cap One carholder myself, I can attest to much of what has been said above.

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 5 of 14
coreyb80
Super Contributor

Re: Approved for Quicksilver One Rewards

Congrats on the approval!

Message 6 of 14
cashorcharge
Community Leader
Super Contributor

Re: Approved for Quicksilver One Rewards

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 14
firefox100
Senior Contributor

Re: Approved for Quicksilver One Rewards

Congrats enjoy it.

Message 8 of 14
Rebuild2019
Valued Contributor

Re: Approved for Quicksilver One Rewards

Congratulations on your approval. 


CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 9 of 14
Thomas_Thumb
Senior Contributor

Re: Approved for Quicksilver One Rewards


@KingKong wrote:

Hello i just got approved for the Capital One Quicksilver One Rewards. CL of $300.

I had burned them in a BK in 2020 and i had to get it dismissed. a few things have fallen of my report which i think it helped. 

i tried BoA, and Amex but i burned them, so im blacklisted, nonetheless im exited for this opportunity.

today we celebrate!


Back in business! Consider applying for your next card through a credit union after this one ages 3-6 months.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 10 of 14
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