Approved for Quicksilver One

josephhobby119 · ‎08-30-2022

So usually I post on here about my moms credit cards as I help her manage her cards. But this time it's about my credit.

So years agai my dad stole my identity and opened and used the cards and then stopped paying them and destroyed my credit. Tried disputing this many times but they always say it's accurate and it was me.

So i have a couple of the cards for people with crappy credit, plus the capital one secured card which is a company that he burned.
As of today they approved me for the Quicksilver One card with a $1000 limit. I’m so happy they've allowed me back in. My credit score is currently 676 because there is still some collections on my report.

SDMarik · ‎08-30-2022

Congrats on the Capital One approval! And good luck on the re-build, seems like your off to a great start!

"When prosperity comes, do not use all of it"

KingRue8500 · ‎08-30-2022

Congrats on your Capital One Quicksilver One approval

cashorcharge · ‎08-30-2022

That's great! Congratulations on your approval!!🥂🎉

FLLGuy · ‎08-30-2022

that's great news and congrats! Great way to get started right out the gate now slowly but surely other doors will open.

MrDFinance · ‎08-30-2022

Congrats on the approval that card was great for me on my journey to take my credit seriously and one of my oldest accounts.....Still kicking 🤓

CreditAggie · ‎08-30-2022

Congratulations on your Quicksilver One approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

ORllyNao · ‎08-30-2022

Congrats on the approval! For a Cap1 card (espeically after a previous mishap on their records) that's a pretty nice SL! GO YOU!

FICO 8 | March 2023

nytokyobred79 · ‎08-31-2022

Congrats on the approval and also, it's great to see that you've slowly been able to rebuild your credit.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211, 000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

FireMedic1 · ‎08-31-2022

Welcome to the forums @josephhobby119

Congrats on your QS1 approval. It helped me get started after BK. Foots in the door now!