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Approved for Ritz!

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Anonymous
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Approved for Ritz!

Hey guys,

I’m a long time lurker, and I wanted to thank everyone on this board for all the tips and advice! Long story short, I screwed up my credit about 3 years ago and worked tirelessly to pay down debt! I am pleased to announce that I have gotten my first approval for a credit card in forever! My score went from 470 to now hovering around 720! Got approved for the Ritz with 15k limit Smiley Happy
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Approved for Ritz!

Congrats on the approval! So exciting for you Smiley Happy

Message 2 of 10
Anonymous
Not applicable

Re: Approved for Ritz!

Congrats pal!

Message 3 of 10
theBeardedNerd
Regular Contributor

Re: Approved for Ritz!

Congrats on your approval

Currently in My Wallet:

Auto Loan:

Future Credit Cards:


Message 4 of 10
Anonymous
Not applicable

Re: Approved for Ritz!

Congratulations on your new card and a great SL!

Message 5 of 10
BronzeTrader
Valued Contributor

Re: Approved for Ritz!

Great card!

Message 6 of 10
Anonymous
Not applicable

Re: Approved for Ritz!

Amazing! CongratsSmiley Happy

Message 7 of 10
sjt
Senior Contributor

Re: Approved for Ritz!


wrote:
Hey guys,

I’m a long time lurker, and I wanted to thank everyone on this board for all the tips and advice! Long story short, I screwed up my credit about 3 years ago and worked tirelessly to pay down debt! I am pleased to announce that I have gotten my first approval for a credit card in forever! My score went from 470 to now hovering around 720! Got approved for the Ritz with 15k limit Smiley Happy

Congrats on the approval!

For DP, what is your credit profile. How many current accounts, age, debt, aaoa, baddies, etc.

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 8 of 10
Anonymous
Not applicable

Re: Approved for Ritz!

oh gosh let me borrow half would ya? lol

Message 9 of 10
Anonymous
Not applicable

Re: Approved for Ritz!

Congrats

All the way...Good to go!

 

Eyeing that card like no man business

 

Message 10 of 10
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