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Thank goodness LOL - now I feel alot better! I will post again when I recieve my first CLI! Super excited! I also applied for a Walmart Credit Card just now lol - again recieved the 7-14 day message. I am just happy I can rebuild with some notable cards. Ultimate ultimate goals are to have: Amex, Disco, Citi, Bofa and CHASE! haha.



Congratulations on your approval! 👍
I hope you get a nice SL. Congrats
Congrats!!! I love Target! Let us know what the SL ends up being.
@KLEXH25 @Anonymous
Thank you!! And they only started me off at a $200 SL (I ended up calling customer service)....LOL. I am praying I get some nice CLI's in the near future. My scores are hovering in the low 600s...so they probably want to see some history with them. Nonethless I will garden this card! I love Target so much!



Congrats on your Redcard approval enjoy it!
























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I'm sure they'll open it up with responsible use. Just run it up and pay it off multiple times if necessary. Good luck!
@highlow1 wrote:Thank you everyone!
@coreyb80 So I just called them again LOL....I am a little embarassed but the SL is $200.00. I guess its better then nothing right? I have come such a long way in the garden, scores were horrible in the low 500's did some cleaning and now I am in the low 600s. I plan to payoff a charged off repo (charged off in 2017 and I voluntarily surrendered the vehicle) and settled for 3k, original balance shy of 15k - and they will report as "settled in full" so hopefully that will boost scores - and allow some CLI's with Target.
Cheers. It will take about 24 months, but when you get to $6,000, you will be upgraded to a MC version.
Cheers! I like seeing these kind of stories....this card is also on my goal list. Take care of it!

Congratulations on your approval!