Approved for US Bank Cash Plus

Milano · ‎04-27-2022

Honestly, I was speechless. I've lost track of my credit card situation and data points, but I was convinced it was a futile attempt at an approval. I've got some small balances for the first time in forever (taking advantage of some 0% APR intro offers) and I've had a few hits on my score due to 2 or 3 new(er) cards.

Our garbage service decided to tack on a 3 percent convience fee for payments via credit card this month, so I broke even on that with Venmo, but it pushed me to try willy-nilly to get the US Bank Cash+

I must have looked at 9 bank websites and reviewed their checking accounts and their offerings of the mostly-equal Elan credit card... I hemmed and I hawed and just said "Whatever - let's try US Bank again"

Astonished, I was approved. Only for $5k but that doesn't concern me. Amex just upped me to 25k on one of their cards, and everything else is slowly but surely going up!

Thank you all for the amazing intel on these cards and sharing all your stories and DP's. I appreciate this website so much for what it has helped my family and I achieve!

CYBERSAM · ‎04-27-2022

Congrats on your US Bank Cash Plus. Very nice pickup! 🤑👍👍

PullingMeSoftly · ‎04-27-2022

Congrats, great addition to any lineup

Chase Sapphire Reserve Visa Infinite │ $35,000

Chase Freedom Visa Sig │ $25,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

Bank of America Alaska Airlines Visa Sig │ $30,000

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

US Bank Cash+ Visa Sig │ $20,000 │ 5% selectable rotator

Elan Fidelity Rewards Visa Sig │ $25,000

Citi Custom Cash MC │ $21,800 │ 5% selectable rotator

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $10,000

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $66,000

PenFed Platinum Rewards Visa Sig │ $12,000

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything @ 7.49% APR

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Connect Rewards Visa Sig │ $25,000 │ 5% selectable rotator

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

coreyb80 · ‎04-27-2022

Congrats on the approval!

CreditMagic7 · ‎04-27-2022

Useful card to have in the fold. Congratulations on your US Bank Cash+!!

firefox100 · ‎04-27-2022

Congratulations enjoy your US bank visa creditcard Put lot of spend and make large payments the card will grow fast I recomend wating at least 10 months for your first request and then every 7 months after it should be a soft pull also the card reports the balance to cb on the last day of month US bank has been good to me I have 2 cards with total cl of 45K.

Elpadrino1 · ‎04-27-2022

Congratulations on your approval!!

JR_TX · ‎04-27-2022

Congrats!

Don't forget to use it on their 5% categories!

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

gdale6 · ‎04-27-2022

Grats on getting a very useful card from US Bank, treat it right it and it can grow quickly!!

CreditAggie · ‎04-27-2022

Congratulations on your US Bank Cash+ approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs: