Amex Platinum Card Approval at age 19
I just wanted to send this information out there for anyone who might be trying to do the same- and slightly brag 
. I got approved for the Platinum card two days ago, I turned 19 in September. My credit score was 749 in the report that they pulled- I only had that score because I got added as an approved user for one of my parent's cards that was 17 years old and had no missed payments. I would reccomend the same for anyone else working on aquiring credit as quickly as possible. If you can find someone with a similar card history that's willing to do it, definitly do it. I was able to convince them by telling them they could keep the card that they would ship me (so I can't spend anything) and that it's free. I also told them it would help me substantially to get my feet off the ground and that really seemed to be the main convincer. After that, I had a good credit score (750 off the bat) so I started applying for two unsecured credit cards right when I turned 18, and I got approved for both- the Discover It and the Apple Card. I made small payments over the last year using the card and paid it off fully at the end of every month for both cards, and a week ago my credit score was reporting as 780 in credit karma so I figured I'd go for the Platinum because I'm active duty military and could get it for free. They approved me, and I'm already enjoying the benefits. I reported my income as 25k a year and they still approved me to my surprise, immediately. If you're able to reproduce what I did I think anyone my age could do it. I was told beforehand that they usually only accept 21ish+ but it would seem if you have a high enough credit score it will auto approve. Next up the Chase Sapphire Reserve 
. Also thank you all who post on here for the tips that helped me learn so much so quick on how to improve my score.
SP
Current Fico 743
Utilization 9%
5 Hard Inquiries in the last 24 months
2 Inquiries in the last 12 months
Income 25k
Average length of credit 7 years
