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PenFed Approve then Withdraw

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CABinTN
Member

PenFed Approve then Withdraw

So on the 29th I applied for PenFed Power Cash Rewards. On the 30th I received an email requesting copy of SSN card, a Govt issued ID and proof of residency. I provided all requested. On the 2nd I called to see if they received and they told me yes and I should have an answer in 24/48 hours. On the 4th I called and was told I was approved for 6k and I should receive an email with info. Oh the 5th I hadn't received anything but looked online and seen the approval was withdrawn so I called to see what was going and was told the typical I would receive a letter in the mail explaining.

 

Keep in mind I already have their platinum and my Equifax is 717. So I said hell and rolled the dice and immediately applied for their Gold Card and was instantly approved for the same 6k at a lower rate. Odd and I don't understand but still winning...

12/01/20 EQ 496 TU 495 EX 420 Started Self Credit Repair
05/30/21 EQ 611 TU 602 EX 591
12/01/21 EQ 715 TU 710 EX 681

Prime: FNBO Visa 11.6k, FNBO MasterCard 11.6k, PENFED Platinum 7.5k, PENFED Gold 6k, Truist Enjoy 5k, Truist Future 5k, Truist Travel 4.5k, AAFES 4.3k, Discover IT 4k, AMEX Reserve 3.7k, NFCU Cash Rewards 2k, AMEX Platinum 1.7k, Lowes 1k, Capital One 750, Khol's 700, Macy's 300.

Sub: Fingerhut 1.2k, Credit One 500, Indigo 300.

Business: FNBO Visa 13.9k.
Message 1 of 13
12 REPLIES 12
Sub16610
Established Contributor

Re: PenFed Approve then Withdraw

Congrats on your PenFed Gold approval!

Message 2 of 13
Trini88
Established Contributor

Re: PenFed Approve then Withdraw

Pretty weird but hey, congrats on your approval!!! 😂🥳

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
Message 3 of 13
Total80sKid
Senior Contributor

Re: PenFed Approve then Withdraw

Congrats on your Gold approval 👍🏼

Message 4 of 13
Rebuild2019
Valued Contributor

Re: PenFed Approve then Withdraw

Congratulations 🎈🎉🎊 on the Visa Gold Approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 5 of 13
Anonymous
Not applicable

Re: PenFed Approve then Withdraw

Congrats for your approval .

Message 6 of 13
KingRue8500
Senior Contributor

Re: PenFed Approve then Withdraw

Congrats on your PenFed Gold approval




Message 7 of 13
gdale6
Moderator Emeritus

Re: PenFed Approve then Withdraw

CUs do things backwards as if they still are in the "committee" days, there is one where I live that still uses that committee for all loans, LOL. Grats on the gold approval and welcome to the board Smiley Happy

Message 8 of 13
cashorcharge
Community Leader
Super Contributor

Re: PenFed Approve then Withdraw

Congratulations on your PenFed approval!! 👏🏼🎉🍾

Message 9 of 13
CreditAggie
Community Leader
Super Contributor

Re: PenFed Approve then Withdraw

Congratulations on your PenFed Gold approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 13
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