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Approved for the Walmart MC!

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Frequent Contributor

Approved for the Walmart MC!

Didn't expect to get the MasterCard version, or even this limit, but I'm happy with it Smiley Happy APR sucks but I PIF monthly so it doesn't matter! It's the last card I wanted, since I shop there more than enough times a week lol, so I'm going to plant myself in the garden now...

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BK7 DC 1/2/2018
Starting Score: 512 Experian FICO 8, 1/7/2018
12/2019 FICO 8's: EXP 641 // TU 646 // EQ 665
Current Util: 4% TCL: $27,450
15 REPLIES 15
Moderator

Re: Approved for the Walmart MC!

Congrats on the card Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 16
Established Contributor

Re: Approved for the Walmart MC!

Congrats!

Chase Sapphire Reserve 18.5k
Barclays Aviator Red 4k
Citi AAdvantage Platinum Select 12k
Amazon Store Card 10k
Chase Freedom Unlimited 11.7k

Fico 8s as of 01/18/2020:




Message 3 of 16
Established Contributor

Re: Approved for the Walmart MC!

Congratulations. 🎉🎊🎈 @CashBackQueen on your approval.

CARDS: Discover It | QuickSilver One | Open Sky | Kohl’s | BB&T Spectrum Cash Rewards | NFCU CashRewards | NFCU More Rewards | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 4 of 16
Super Contributor

Re: Approved for the Walmart MC!

Congratulations on your approval! And welcome to the Garden! 😗





Message 5 of 16
Super Contributor

Re: Approved for the Walmart MC!

 

Congrats on your Walmart ApprovalSmiley Happy

 

Message 6 of 16
Senior Contributor

Re: Approved for the Walmart MC!

Congratulations on your approval!
Message 7 of 16
Established Contributor

Re: Approved for the Walmart MC!

Congratulations! Nice SL!

BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover chrome. DSNB: Bloomies Amex, Macy's Amex. Misc: Overstock, Target. NFCU: cashRewards, Platinum. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex.

[01/2020] Scores: 700s. Util: 3-5%. Inq: TU 8, EX 7, EQ 11. AAoA=6y8m, AoOA=32y7m, AoYA=1m. TCL: 150k. Goal: 200-300k.

Prune, Cover & Rest 127/4. Next Up: NFCU Plat #2, combine and/or close 2-3 accts, then cultivate my garden for 2 yrs and watch it grow! Later this year hope to open a few business accounts.
Message 8 of 16
Established Contributor

Re: Approved for the Walmart MC!

Congrats on the approval!

Message 9 of 16
Senior Contributor

Re: Approved for the Walmart MC!

Congrats! And that's cool Cap One was able to automatically add it to your payment methods on your Walmart app - did you apply on mobile?

 

And Yikes! Cap One sure is going for high APRs! I thought my 24.65% was bad, but that's what Synchrony gave me back in 2012, just a year post BK7 discharge, no idea what my credit score was back then, but I'm sure it wasn't good.

 

But, a high rewards card isn't a card on which you want to carry a balance anyway.


Fico 08: 734/716/734 TU/EX/EQ
Message 10 of 16
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