I have a band and wanted to get the Bose PA system, got approved for 4.5 k the Bose system costs 3.2 k with 48 month financing... if I buy the system my card utilization on that particular card will be over 60% ....but less than 5% utilization across all credit cards... with that 60+ % on one card hurt my credit score?
Congrats! If you're not planning on apping for anything else in the near future, I wouldn't worry too much about having one card report high. I have a card that's been reporting significantly higher than usual lately. Just pay it off as soon as possible.