Re: Approved when no one else did BECU 😍😍

MoneyBurns · ‎05-08-2022

I must sing good praises to my good friends at BECU. I wanted to transfer some balances from my other credit cards as their 0 APR expires soon.

Even with my 11k balances they approved me for low APR visa for 6.5k. Hey, that's 12 months on that more!

I read another member got in even with high utilization and so I thought I'd try and was approved. Now I can put money toward fixing my fender bender. 💰👍💷😁

I have the cash to pay it just as Moe would say, 'I don't want to!!!!!!"

My Current Active Credit Cards

Wells Fargo Propel American Express $2,500

Bank of America Cash Rewards World Mastercard $5,900

babygirl1256 · ‎05-08-2022

Congrats on your BECU loan approval . . . glad that they were able to approve you!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

chiefone4u · ‎05-08-2022

@MoneyBurns wrote:
I must sing good praises to my good friends at BECU. I wanted to transfer some balances from my other credit cards as their 0 APR expires soon.

Even with my 11k balances they approved me for low APR visa for 6.5k. Hey, that's 12 months on that more!

I read another member got in even with high utilization and so I thought I'd try and was approved. Now I can put money toward fixing my fender bender. 💰👍💷😁

I have the cash to pay it just as Moe would say, 'I don't want to!!!!!!"

Congratulations on your approval! They've been an awesome CU for me so far.

Goodwill Saturation Technique
Starting Score: EQ:608, EX:617, TU:625
Current Score 3/11/2020: EQ:695, EX:703, TU:720
Goal Score: 740+
Take the myFICO Fitness Challenge

Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning.
Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal: August 2022 and reach 0/24

Elpadrino1 · ‎05-08-2022

Congratulations on your Becu approval!!

CreditAggie · ‎05-08-2022

Congratulations on your BECU approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (September 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

cashorcharge · ‎05-09-2022

That's terrific!! Congratulations on your BECU Approval!! 🎉🥂👏

Danmae777 · ‎05-09-2022

Congratulations on your new BECU approval.

starting fico 8 score 04/2021-EX-618
current fico 8 score 04/2022 -EX 657

gdale6 · ‎05-09-2022

Grats on your BECU approval

RealEstateGuy89 · ‎05-09-2022

@MoneyBurns wrote:
I must sing good praises to my good friends at BECU. I wanted to transfer some balances from my other credit cards as their 0 APR expires soon.

Even with my 11k balances they approved me for low APR visa for 6.5k. Hey, that's 12 months on that more!

I read another member got in even with high utilization and so I thought I'd try and was approved. Now I can put money toward fixing my fender bender. 💰👍💷😁

I have the cash to pay it just as Moe would say, 'I don't want to!!!!!!"

Congrats on your new BECU account! If you don't mind sharing, what kinds of docs did BECU request to be submitted?

Thanks.