Thought I should post as I relied on some other posts here and on DOC before applying!
Opened up a BofA checking account literally two days ago as I saw that this helps with the application -- I have no way of knowing whether this is true, but at least it ain't false since I got approved.
stats-
new cards: 5/12 (newest card Amazon Prime opened in December)
experian (pulled): 729
util: 16%
no derogatories in report
instant approval for $11k, my highest SL yet. 🥂
