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Auto CLI from Discover

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FalconSteve
Valued Contributor

Re: Auto CLI from Discover

Did you try double dipping (also requesting a CLI)?

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 11 of 19
Relatxbles
Frequent Contributor

Re: Auto CLI from Discover

Congrats on the CLI! 




Message 12 of 19
pinkandgrey
Senior Contributor

Re: Auto CLI from Discover


@FalconSteve wrote:

Did you try double dipping (also requesting a CLI)?


No, I just took the auto. I've actually had a balance on this one for a while, so I didn't want to push it lol

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
Message 13 of 19
pinkandgrey
Senior Contributor

Re: Auto CLI from Discover


@AverageJoesCredit wrote:

@pinkandgrey wrote:

Woke up this morning to an unexpected email. Discover auto increased my limit from 21,500 to 26, 500. 

 

Scores all mid 700s, a couple inqs per bureau. Interesting to note is that Discover is the only credit card on which I carry a balance. Everything else is PIF. 

 

Discover has been great to me! 


That's massive! Good for youSmiley Happy. Being a low cc collector, nothing better than your top lender making it all the sweeter to useSmiley Happy


Thanks! Wow, it seems like ages since I've seen you around here! Of course, I haven't been wildly active either lol

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
Message 14 of 19
Thomas_Thumb
Senior Contributor

Re: Auto CLI from Discover


@pinkandgrey wrote:

@FalconSteve wrote:

Did you try double dipping (also requesting a CLI)?


No, I just took the auto. I've actually had a balance on this one for a while, so I didn't want to push it lol


Congrats on the Auto CLI. I never got one in 35 years and counting with Discover. After 25 years of neglect and then stumbling on this forum, I realized CLIs can be requested. I've been 4 for 4 on SP Discover CLIs.

 

All my CLIs, regardless of card, have required manual request. Never had a request denied but never received an Auto CLI. Wonder why?

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 15 of 19
lyTENciL
Regular Contributor

Re: Auto CLI from Discover


@FalconSteve wrote:

Did you try double dipping (also requesting a CLI)?


They discontinued double dipping sometime last year. The full CLI is on the table first go round now. Apparent by the size of this CLI as well. 


FICO (12/22): EX8 838. TU8 826. EQ9 837.
Profile: Clean/thick/aged/new. Revolvers: 7 open, 1 closed. 1 Install.
AoOA/RA 20y. AAoA 4.5y. AoYA/RA 6m. TCL $128.3K.
Message 16 of 19
FalconSteve
Valued Contributor

Re: Auto CLI from Discover


@lyTENciL wrote:

@FalconSteve wrote:

Did you try double dipping (also requesting a CLI)?


They discontinued double dipping sometime last year. The full CLI is on the table first go round now. Apparent by the size of this CLI as well. 


That's a little bit of a shame, but also better if it means thar you're REALLY getting the higher CL from the beginning. I never got to try it, I never not any auto-LUV

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 17 of 19
yam1rts
Regular Contributor

Re: Auto CLI from Discover

That feeling of joy lasts longer than the manual CLI approvals, congratulations!!🎉



Starting Score: 789
Current Score: 814
Goal Score: 850


Take the myFICO Fitness Challenge
Message 18 of 19
FalconSteve
Valued Contributor

Re: Auto CLI from Discover


@yam1rts wrote:
That feeling of joy lasts longer than the manual CLI approvals, congratulations!!🎉

I've never felt the joy of an auto-CLI (except REDcard, but they don't count because that's all they do and I nudged then with and income update), but I hear they can be truly magical.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 19 of 19
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