Re: Auto CLI with Chase

nytokyobred79 · ‎03-06-2023

Congrats for that awesome auto love.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $216,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $70K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

WasteMgmt · ‎03-07-2023

@SweetCreditObsession wrote:
Congratulations @WasteMgmt
on that sweet 10k CLI!

You're doing something right and I'd like to learn from you.

What's been your spend and payoff pattern? Like roughly what % of your limit are you charging and how much of your spend do you pay off? Do you carry a balance or PIF monthly?

Thanks 😊

Surprisingly nothing too crazy. With the Freedom $5k limit I would spend probably $1200 monthly or so and pay it off with maybe around $300 reporting. On the CSP I put around $11k spend in 3 months with moving and some travel just before.

CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023

FalconSteve · ‎03-07-2023

Gotta love that auto-luv!

Congrats! (Especially x3!)

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

SweetCreditObsession · ‎03-07-2023

Thanks, @WasteMgmt. Those DPs are extremely helpful.

May you continue to rack up auto-CLIs with Chase!

(+102) |

(+106) |

CreditAggie · ‎03-07-2023

Congratulations on your Chase auto-CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (October 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

cashorcharge · ‎03-07-2023

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂

BreakingOldHabits1 · ‎03-16-2023

Congratulations on the increase!!

Current Cards

Beginning: December 2022 (Recovering from 1 year layoff)

Current: April 1, 2023 (Recovering from 1 year layoff)

Auto CLI with Chase

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