Automatic CLI on State Department Federal CU Visa card.....

[Janneman]

I have two visa cards from this credit union. First one was opened in 2021 with SL $10K, and second one was opened in 2023 with SL $20K. Both accounts grew up by automatic CLI all these years wherein first one reached to CL of $35k...and today I got an alert from Experian Credit reporting agency, I logged in and found that my first account's CL got increased from $35k to $40k. I hardly use this account....On both accounts I now total have $70k limit. This CU increases CL automatically everywhere or in one and half year....

[Priory_Man]

Congrats on the CLI, some very good SL's on those cards

[Copenix]

Always nice with a little love. Congrats on your CLI.

[Rebuild2019]

Congratulations @Janneman on your auto CLI

[AndySoCal]

@Janneman  Congrats on the Auto CLI's  I also have the same card. SDFCU does an account review on the anniversary of the account opening.  I have recieved two auto CLI's as well of 5000 each. I have four auto pays set up for my card.   Again congrats.

[Janneman]

---

@AndySoCal wrote:

@Janneman  Congrats on the Auto CLI's  I also have the same card. SDFCU does an account review on the anniversary of the account opening.  I have recieved two auto CLI's as well of 5000 each. I have four auto pays set up for my card.   Again congrats.

---

Thanks. You are right that SDFCU doess an account review on the anniversary of the account opening. However, please know that not all accounts get automatic CLI. In order to receive automatic CLI, one needs to start using the account at least 3 months prior to the anniversary of the account opening, and that purchase could be even $1....but if an account is not used for a few months then no CLI....I charge only a dollar or two just 3 months before my accounts' opening anniversary and have been getting $5k each time except this time when I got $8k....

[JoeRockhead]

Very nice growth, congratulations on your new limits!

[AndySoCal]

@Janneman @Thank you for the insight on what the Auto CLI criteria is based on. The SDFCU card is my default go to card to use when I would not get a better reward on another card.