Avant Card Approval Quick Question

[kflo01]

So I just got approved for Avant card card starting limit of $1000.00.

I was checking their preapproval web site once a month and kept getting approved for $750.00 which I didnt accept, I was waiting for $1000.00 which I got today.

How are they with CLI's? My card has an 39.00 annual fee. Anyway o can get that waved? How is Avant overall as.l a company and a card?

[gdale6]

I will congratulate you on your new card, but I know nothing about this bank and cannot help you with the questions. Others will be along.

[AllZero]

Congratulations on your approval!

[Anonymous]

---

@kflo01 wrote:

So I just got approved for Avant card card starting limit of $1000.00.

I was checking their preapproval web site once a month and kept getting approved for $750.00 which I didnt accept, I was waiting for $1000.00 which I got today.

How are they with CLI's? My card has an 39.00 annual fee. Anyway o can get that waved? How is Avant overall as.l a company and a card?

---

Cool story -- congrats on your success.

Data Points (DPs) help others make informed credit decisions -- have you any to share?

[TekkenQQ7]

[Meanmchine]

Congrats on your approval and getting the SL you wanted

[nuohlac]

Congratulations on your approval!!! Any DP's to share?

[outofcredit]

---

@kflo01 wrote:

So I just got approved for Avant card card starting limit of $1000.00.

I was checking their preapproval web site once a month and kept getting approved for $750.00 which I didnt accept, I was waiting for $1000.00 which I got today.

How are they with CLI's? My card has an 39.00 annual fee. Anyway o can get that waved? How is Avant overall as.l a company and a card?

---

I have this card.  Started with $750 CL, increased to $1000 at six months.  I requested increase via phone, was not automatic and took 2 days for approval.  I really believe the max limit on this card is $1000.  Request to waive the $39 annual fee was denied.  No problems using the card but have had to have the card replaced twice within a year's time due to fraud.  Each time, I saw no indication of fraud but Avant fraud department contacted me to say small charges outside the USA had been attempted.  Both times they reissued a new card right away.  Not sure why this card is so open to fraud. It is backed by WebBank the same company that backs Fingerhut and Avant loans.  YMMV

[CreditAggie]

Congratulations on your Avant approval!

[kflo01]

Sure.

It was a soft pull until I accepted the offer then a hard pull.

They pulled Transunion.  My Transunion score is 654. I have 14 baddies on that report between charge offs and collections. Some paid some not.

I guess Avant uses Web bank. I had a Dell charge off from Web Bank I recently paid that was sold to Portfolio Recovery Associates.