cancel
Showing results for 
Search instead for 
Did you mean: 

B of A from secure to unsecured and nice CLI with no hard pulls

tag
AzCreditGuy
Valued Contributor

B of A from secure to unsecured and nice CLI with no hard pulls

It pays to wait and have a secure CC if you are rebuilding credit. I remember sending a depoist to B of A for my secured card they offered me. Well those 3.5 years have paid off which I became unsecured 6 months into the secured card period. B of A seems very generous with its CLI as I was at $38k and asked for $75k but was giving $56,800.00...I am not complaining Smiley Happy 

 

Screenshot 2023-03-19 085209.png

Message 1 of 15
14 REPLIES 14
sznthescore
Established Contributor

Re: B of A from secure to unsecured and nice CLI with no hard pulls

Patience is key, Rome wasn't built it a day! 

REBUILDER CARDS




Goal: FICO 700+
Message 2 of 15
Yasselife
Valued Contributor

Re: B of A from secure to unsecured and nice CLI with no hard pulls

Congratulations on your success! @AzCreditGuy 


Gardening since: August 11, 2025
Message 3 of 15
M_Smart007
Legendary Contributor

Re: B of A from secure to unsecured and nice CLI with no hard pulls

Congrats on your BoA CLI

Message 4 of 15
fury1995
Valued Contributor

Re: B of A from secure to unsecured and nice CLI with no hard pulls


@AzCreditGuy wrote:

It pays to wait and have a secure CC if you are rebuilding credit. I remember sending a depoist to B of A for my secured card they offered me. Well those 3.5 years have paid off which I became unsecured 6 months into the secured card period. B of A seems very generous with its CLI as I was at $38k and asked for $75k but was giving $56,800.00...I am not complaining Smiley Happy 

 

Screenshot 2023-03-19 085209.png


Wow, nice work!

 

It took a while for me to get on BOA's good side but once that threshold is crossed.. it really takes off.

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 5 of 15
JoeRockhead
Community Leader
Super Contributor

Re: B of A from secure to unsecured and nice CLI with no hard pulls

Outstanding, congratulations on your CLI! 

Message 6 of 15
Traveler101
Established Contributor

Re: B of A from secure to unsecured and nice CLI with no hard pulls

That's a great rebuild and a great example of relationship banking. You did your part and they grew with you. Kudos to you and BOA for having your back.

Message 7 of 15
CreditMagic7
Mega Contributor

Re: B of A from secure to unsecured and nice CLI with no hard pulls

Superb effort! Congratulations on your BofA Card CLI! 

Message 8 of 15
NoMoreDebt
Senior Contributor

Re: B of A from secure to unsecured and nice CLI with no hard pulls

congrats on the upgrades

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 9 of 15
Epiki71
Regular Contributor

Re: B of A from secure to unsecured and nice CLI with no hard pulls

OP,

 

Congrats, nice job!

Last Signature Update: 03/08/2023





Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.